Sticky Banner

-------------------------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------------------- Primebankers.com - SCAM
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------

SCAM Report

Hello friends, it seems like a bad time for all of us since this month we are facing a massive downfall of HYIP's. GeniusFunds is certainly the biggest scam of this year but we are having some more name to this new SCAM list. The first one is WeeklyDividend.com. Their website is still down and my experience says it is gone, they will never come back. The 2nd is DragaDox.com those who stopped paying almost one week ago. Now 3rd is Offshore-Money.biz, Their website is down for almost 10 days.

So the latest updates in SCAM list are :
WeeklyDividend.com
Offshore-Money.biz

Previous week's SCAM :
GeniusFunds.com
HugMoney.com
Ivaccount.com

Problematic programs :
SincerityIncome.com
It seems to be a very short term scammer with "paid at expiry" kind of plans. My payment is pending for over one day now.
General-Income.com
Members having pending payments in LR and not getting answers from the support. Admin have changed their monitoring page, just check it by clicking any logo, those are not working because what you are seeing in monitoring page is just an single image of those logos. This is a genuine scam warning. Admin removed my banner from their site since I moved them in Problem list.

Read more...

Xcelsus.org update

Hello friends, here is an important update from Xcelsus admin (Reviewed here), and he requested me to post this update on my blog, I am just copying the original mail I received my Xcelsus.

Welcome to all new members and investors.

Dear Avik R Das, hope you are all well, busy busy week, good well not much to say today we continue to grow i a very nice and steady way, this week we will have a small contest and is about writing a couple of lines of what you think of Xcelsus, like a testimonial, then we will pick 3 to put on our main page and will be rated from 1st to 3rd, 1st place wins a $50 credit to his/her Xcelsus account and $25 LR in cash, 2nd place $25 Credit and $15 LR in cash and 3rd place $25 Credit and $10 LR cash, so there it is you have this week to send us your testimonial and by Saturday we will announce the winners, please send them in the support ticket or to xcelsus@yahoo.com sign with your Xcelsus username all members are eligible.

so, that's the update for now, I will get back when I received some more update from HYIP admins. Have a good day.

Read more...

Industry Updates[21st March,2010]

Hello friends, again back after a short break. I think it's the high time to post an Industry Update since we are going through a major change. I can certainly say it's a bad time for HYIP industry since we have got some big giants fallen on the ground and many people seems to have lost some real big money there. The first one is obviously GoldenFleeceFund, those who ran away with a big money of many big investors and the 2nd one is 'Infinitum Value Account' aka 'Ivaccount.com'. Last but not the least is 'HugMoney.com' who was a short term scammer and received some complaints from the investors also regarding their selective paying, they are paying some moitors those who are still showing green status on their monitoring logo. But there is still some unsolved mystery with GeniusFunds which might come to an end this monday, 22nd March. since there is a rumor around the market that GF can come back in monday, means 22nd March. Well my personal experience says that they might not come back also. So I have given it a 'benefit of doubt' and moved to 'Waiting' status unless putting it in 'problem' status. Si I am still waiting for GeniusFunds to come back. If they don't come back then my blog status will be updated in no time just after monday.

Now it's time to refresh my top paying program, so I am making this list of it on the basis of running time.

1> PTV Partner.com [202 days online,Reviewed here]
2> InvestProxy.com [171 days online, Reviewed here]
3> OneDailyPro.com [165 days online,Reviewed here]
4> Mandarin-Invest.com [151 days online, Reviewed here]
5> WaterInvestment.net [72 days online, Reviewed here]

So, that's the lastest update for now, There are some more good programs also those who are still paying in due time and I haven't faced any problem with them, those are,
ForexNetClub, AbalLong, Diamond-Trade, weeklyDividend, EuroNanoInvest. I really hope they will stay for a real long time here. There are some more interviews are coming soon. keep visiting the blog regularly and also visit to monitoring page for latest updates.


Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

SincerityIncome.com [Review]

Hello friends, another weekend is approaching and I think you all are having a very good time. Recently you can see there is a new wave of high returning programs with shorter term in the market. Today I want to add a new name to this list, which is "SincerityIncome.com". The website is looking very nice and loaded with original content. The website is being hosted on a DDos protected dedicated server provided by BlackLotus.net who is one of the industry leader in DDos protected hosting. But no SSL certificate has been installed so far. Their domain name is registered for only one year and will expire on 19th February,2010. Click here to view the complete whois record.

SincerityIncome is a very simple program so far as it is offering only one investment plan to the investors which is 12% daily for 12 days. After a long time we have got a program with the very popular 12x12 plan. The minimum is only $5 and maximum allowed is $10,000. This 12x12 plan is extremely profitable as you can easily understand that 144% return in 12 days where 44% is the profit. Now with this rate you will be able to bring out the first 100% within 9 days and after that you will be in profit.

They are offering a quite lucrative referral commission also, which is 6% and the best thing is that you don't need to have any active deposit to earn from this referral program. Just needed a free registration to start with. But it also have a little catchline, you will only be able to withdraw your referral commission once you accumulate $2 as commission. They are also offering a very wide choice of payment processors which will certainly help them to reach a greater potential investor groups. They are accepting Liberty Reserve, PerfectMoney, AlertPay, StrictPay and GlobalDigitalPay.

SincerityIncome has been launched on 10th march, but I got really amazed with their stats, within the first three days they have got deposit over $16k. That's really great and I must admit that a low ROI program will never get this much deposit within the first three days. So I think the admin is luck and the investors will be lucky if they receive payment in timely manner. I am saying this because my past experience is not good with these kind of short term programs and most of the time I ended up loosing my money. I am really very sorry if it sounds negative but this is the experience I am sharing. But there are also some similar kind of programs where I got enormous profit. I really wish SincerityIncome will become the profit factory for all the investors and also for me, since it has the potential to become industry leader and the amount of total deposits in three days proves the same.

They are also having a very good advertising feature for interested advertisers which will certainly add some extra profit in admin's fund which might help him to make this program run smoothly for an even longer time. To place advertisement in their website click HERE.

What others are saying :
MMG Forum
DTM Forum
TG Forum

Read more...

BJ-Investment.com [Review]

Good day friends, This is Avik and I am back again with a new program just launched on 11th March. The program is known as "Bunder & Joshy Investment fund" aka "BJ-Investment.com". It is a medium ROI, mid term investment program owned by Bunder Adam and Mark Joshy as written in the website, claiming to be operated in forex market. First we will take a closer at their plans, which is the center of attraction for every HYIP. Well, the plans they are offering, is extremely profitable in terms of return and period of investment. Their 'Plan 1' offers 5.1% daily return for 27 calender days. I think this plan will be the most popular plan so far because of it's low minimum deposit which is only $10 and the maximum allowed is $500 to join in this plan. For an imaginary deposit of $100, the daily return will be $5.10 and after 27 days your total return will be $137 where $37 is your profit. The principal is included in your daily returns. Now in this HYIP industry we should always think about that, how long it is taking to get back the first 100% from investment, because nobody wants to run in loss. For this 'plan 1' it will take 20 calender days to get back the first 100% out of the investment. From 21st days you will be in profit.

Their 'Plan 2' is offering a bit more ROI for a little more investment period, 5.9% daily return for 30 calender days. And as previous plan your principal is included in your daily profit. The minimum is a bit high which is $501 and maximum allowed is $3,000. The total return from this plan will be 177% where 77% is the profit in 30 calender days.

They are also offering two more plans. One with higher ROI and higher term of investment and another one with lower ROI but higher term. Take a look at the chart below to get a quick peek about those two plans,

Plan 3 :
Daily return : 7%
Period of investment : 30 days
Minimum : $1,500
Maximum : $10,000
Total return : 210%

Plan 4 :
Daily return : 3.3%
Period of investment : 40 days
Minimum : $501
Maximum : $10,000
Total return : 232%

Now there's nothing much to tell about the 'Plan3' but I would certainly like to discuss something about 'Plan4'. It is a total contrast with all other plans of BJ-Investment. As you all can see that 'Plan 2' and 'Plan 4' is meant for same category of investors, because the minimum amount is just the same,which is $501. Now if anybody invest $1000 in this program then he is getting two choice of investment, 'Plan 2' and 'Plan 4'. In this situation I think all should choose the plan where they will get back the initial 100% return faster, because we all know that HYIP is a very riskier business so insted of thinking about the total return, all should think about the faster return. For 'plan 2' the investor will get back initial 100% within 17 days, whereas for 'Plan 4' the period will be 31 days. So I think it will be wise to choose 'Plan 2' instead of choosing 'Plan 4'.

Lets talk about the script and security features implemented by BJ-Investment. The website is being hosted on a DDos protected dedicated server provided by DDosWiz. Positive SSL certificate has also been installed provided by COMODO. The script is our well known GoldCoders script and it is licensed. To check it's license click here. So I must say that BJ-Investment is loaded with all state-of-the-art security system which is very essential in this present market, but however these systems doesn't guarantee the return of your investment. Their domain name is registered for one year and will expire on 26th February,2010. Click here to view the complete whois record.

Bj-Investment accepts three major e currency as an deposit option which is, Liberty Reserve, PerfectMoney and AlertPay. They are also offering a very decent 5% referral commission, and you don't need to have any investment with them to earn from referral program. Ovarall it is a normal program which is having a great potential, but need to prove it by paying in timely manner because they are having some excellent feature to run the business smoothly so, I really think the early birds will be in profit soon.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

PrimaryPool.com [Review]

Hello friends, I hope everyone is doing very well just like I do. Today we will talk about a new program with Customized script, multiple lingual website, low ROI and long term program. The program is known as "PrimaryPool.com". Before moving to the details of plans I would like to share some words about their website as it seems unique to me. The design is simple but they are using a completely customized script with some added feature. You will get to know about those features from the time of registration and after that you will receive an unique pin id to make your account more secure which will be needing while withdrawing your interest and account changing purpose. It's a good sign of professionalism which make me feel better about the program. The website operations are different from the other industry standard scripts like GC or Neversay but it's really very easy to use because the contents of the script is organized very well. Here you don't have to select your plan, the script will determine your plan based on your deposit size and another good feature they are also having that, you can change your plan at anytime of your investment term. Just you need to make the additional deposit to upgrade into this plan and it's all automatic. Now if you think that this website features will also guarantee the return of your investment, you are wrong. Nothing can be guaranteed in HYIP industry.

Now we will discuss about the plans of PrimaryPool. They are offering total five investment plans to the investors and the first plan is known as "Start" plan. It offers 1.1% daily for 30 business days. The minimum is just $30 and maximum allowed is $499 to join in this plan. For an imaginary deposit of $100, your daily return will be $1.10. So for 30 business days you will get total return of $33 by summing up your daily interest and also you will get back your principal amount after the term ends. SO the total return from this plan will 133% where 33% is pure profit in 30 business days.

The next plan is known as "Basic" plan and it offers 1.4% daily return for 60 business days. But to get this daily return you have to invest in larger scale because the minimum is $500 and maximum is $4,999. As per the calculation, your profit will be 84% and after getting back your principal amount the total return will be 184% from this plan.

The third plan is known as "Pro" plan and it offers 1.7% daily for 120 business days. This plan is really only for big money investors since the minimum is $5,000 and maximum allowed is $11,999. Principal will be returned after the term ends. PrimaryPool is offering 5% deposit bonus with this plan means 5% extra money will be added with your deposit to earn more daily interest.

Their fourth plan is known as "VIP" plan and it offers 2% daily return for 120 business days. The minimum is $12,000 and maximum is $20,000 to join in this plan. The principal amount will be returned after the term ends. Here also they are offering 10% deposit bonus.

Their last plan is known as "SOLO" plan and it is something new which I have never seen before in any HYIP program. Although it is only open for very big money investors which is almost impossible to get but still it is a fresh idea which is worth discussing. In this plan they are offering you a flexible return as per your needs and also which suits their business strategy and fund performance. This plan will be designed by their staffs as per the investor's preference. This is avery unique thing which I have never seen previously in any HYIP but to avail this fecility you have to spend minimum of $20,000.

primaryPool is offering a very lucrative and unique kind of referral program. The referral program is 5 level deep and you will also earn from the daily interest of your investor. This is also an unique thing which I have never seen before. To get the detailed information of the referral program visit here or take a look at the chart,














The selection of accepted E currency is also very different from others which is, Liberty Reserve, PerfectMoney, LiqPay and WMZ. The last two processors are not very well known and having a very limited access in HYIP industry. Ovarall PrimaryPool is such a program which is trying to be different in all respect from scripting to referral structure. It is a very good signature of a professional program and admin have spent a lot in all these things. The security is also very tight as the website is being hosted on a dedicated server provided by Black Lotus, which is one of the industry best. They are also having a positive SSL certificate installed which will make the transaction secure and invisible to network intrusions. PrimaryPool seems to be a good program at it's first look with reasonable and sustainable return. I really hope they will prove themselves by paying in timely manner and also by helping members by achieving their financial success.

What other are saying :
MMG Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

CelexProfit.com [Review]

Hello friends, again back with a new review of a 28 days old program, CelexProfit.com. It is a low ROI, mid/long term program with a very nice colorful design. First we will discuss about their investment plans as this is the most important factor which plays a big role in sustainability of the program. Well from this point of view, I think all the plans will sound reasonable to you because we are having many instances in the market of long time paying programs with these kind of ROI. CelexProfit is offering total four investment plan to the investors. But there is a common rule for all plans that, you will get back your principal amount after the term ends.

Their first plan is offering a decent profit which is, 1% daily return for 30 calender days. Only $10 is required to join in this plan. I think it will be the most popular plan among all other plans, not just for it's low deposit but also for it's shorter term. Because shorter term for this type of low ROI plan always comes with low risk than longer term plans. Now about the daily return, I must say that it is a very sustainable rate because there are so many programs are running for quite a long time with even better rate of interest. The total profit from this plan will be 30% and after you get back your initial investment your total return will be 130% from this plan.

Their next plan offers a little better ROI but with a bigger term also, 1.5% daily return for 90 calender days. The minimum required is $100 to join in this plan. lets have a calculation to determine the total return from this plan,
(1.5% daily x 90 days) + Principal = 135% + Principal = 235% total return

The third plan offers 2% daily interest for 90 calender days and the minimum required is $500 to join in this plan.
(2% daily x 90 days) + Principal = 180% + Principal = 280% total return

Their last plan offers 2.5% daily return for 150 calender days. This plan is really for big guys because the minimum amount to join is $1,000.
(2.5% daily x 150 days) + Principal = 375% + Principal = 475% total return

After reviewing the plans I must admit that these kind of return is very normal in HYIP business and if admin wants to pay the investors, he can do it without facing any big troubles. The plans are also profitable and pays 7 days a week.

The main website is designed very well and looks really attractive. They are using every state-of-the-art security systems to ensure the maximum security, like DDos protected dedicated server provided by DDosWiz and SSL certificate. But these things doesn't guarantee the return of your investment. Their domain name is registered for one year and will expire on 31st January,2011. Click here to view the complete whois record.

Although the design is made very professionally, but the contents are very normal and just like any other investment program claiming to be operated in Forex and stocks market. The FAQ page is not very well described. CelexProfit is currently running a referral contest, if you want to view the details then click here. They are also having a rich selection of E currency like, Liberty Reserve, PerfectMoney, AlertPay and StrictPay and offering instant payment for LR and PM. Ovarall CelexProfit is looks like a normal yet good program with sustainable rate of interest. So I just hope that admin will not let us down and will continue paying for a long time.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

General-Income.com [Review]

Hello friends, it seems like another busy time for my blog and now I am going to introduce a new program called "General-Income.com". What about investing in a program with good profit, shorter term, instant payout, telephone support, DDos protection and SSL certificate! Well, General-Income is such a kind of program those who are having the potential to become the leader among short term HYIPs. But like cigarettes here we also have a statutory warning, from my past experience I can say that shorter term always comes with bigger risk, so never invest anything which you can't afford to loose. There is so many things to write about this program, first we will start with their plans.


General-Income is offering total three investment plans to the investors right at the moment. But there is a common thing for all plans, every plan pays only at the expiry. You will get only one payment for each investment after the term ends.

Their first plan is known as 'General Plan' and it offers 110% return after 3 calender days. I think it will be the most popular plan for my readers because of it's shorter term. Also for me it is the most suitable plan because my strategy of lowering the percentage of loss only works with the shortest term among these kind of 'paid at expiry' plans. The minimum amount to join the General plan is just $5 and there is no maximum.

Their next plan is known as "Starter Plan" and it offers 120% return after 5 calender days. The minimum is just $10 to join in this plan and there is no maximum.

Their last plan is known as "Advanced Plan" and it offers 150% return after 10 calender days. The minimum required is just $20 and there is no maximum.

After reviewing those plans I want to go through a little calculation. For the first plan(general), if we calculate the earning in daily basis then the result will be,
[10% profit / 3 days] = 3.33% daily. For their second plan(starter), the result will be 4% daily return and for the third plan(advanced) the result is 5% daily return. Now here a question arises, is this kind of returns are sustainable? Well, for me the answer is only the first plan(general) is having some extent of sustainable profit. But for other two plans the daily profit is not sustainable at all. If admin wants to run this program for a long time then he must revise his plans. Because there is no guarantee that a company will make this much high profits everyday from their businesses. So the risk factor is high and you have to choose wisely.

Now let me discuss the strategy you should follow while paying with "paid at expiry" kind of programs. I you have $100 to invest here then don't invest that total money in any single plan rather invest in parts. If you choose advanced plan to deposit all your money for 10 days and if the program stopped paying at 8th days just before your term expires, you will hit the loss of 100%. All your money will get lost. Now divide your $100 in three parts like this,
$50 + $25 + $25 and invest those amounts in all three plans respectively. If the program stopped paying at 8th day then all of your money will not get lost, you will be able to recover some of your initial invest of $100.
take a look at this calculation,
$50 deposited in 3 days plan > > 110% return > > you received $55
$25 deposited in 5 days plan > > 120% return > > You received $30
$25 deposited in 10 days plan > > 150% return > > you received nothing since company stopped paying at 8th day.

Now you can easily see that as per my strategy, you recovered $85 of you $100. So the percentage of loss is just 15%. And you never know, you might also get the profit for the last plan if the company continue paying. I that case you will be in real profit. But since HYIP is a very liquid industry so I request you guys to follow this strategy for "paid at expiry" programs. It will help you to lower the percentage of loss for your investment portfolio.

General-Income is having some very good qualities which is a 'must have' in today's HYIP market. The website is built using a very secure script of 'neversay' and state-of-the-art design. The website is being hosted on DDos protected dedicated server provided by Staminus Communications. Their domain name is registered for three years and will expire on 18th January,2013. The website also have positive SSL certificate installed to ensure the maximum security from hackers and unwanted access of website data.

The website is available in 5 different languages which you can change by clicking on the small maps placed at the top right side of header. General-Income is also having phone contact support facility for all investors and the mumber is "+1 (423) 299 0310". They accepts a large selection of payment processors and almost all popular processors are available like Liberty Reserve, PerfectMoney, AlertPay, SolidTrustPay, StrictPay and GlobalDigitalPay. They are also offering instant payment for all except SolidTrustPay and GlobalDigitalPay. The referral commission is 5% but just for active members, that means those who are having own investment only they can earn from referral program.

The program is having an unique feature that I never saw previously in any short term program, is Chat Room. Although the chat room is not opened yet but they have taken 10th March as start date and announced an chat party with cash prices for attendents of that party. Toview this announcement just go to the website and look at the bottom left of the screen. You will find a green logo of 'events'. Click on that and you will get the official information about that chat party. This is very different promotional method and if applied rightly, General -Income will become a hot place for ponzi players. Ovar all General-Income is a normal investment program with so many attractive add ons. The program certainly have potential but they have to prove themselves by providing the right thing at the right time.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

Big-Budget.com [Review]

Hello friends, just came back after short break and today I am going to introduce a new program called Big-Budget.com. It is a low ROI, mid/long term daily paying investment program just launched on 1st March. First we will discuss about the investment plans of Big Budget because this is the most important criteria which plays an important part of any program sustainability. From this point of view The plans they are offering are really reasonable and also profitable in the other hand. They are offering total four investment plans to the investor. The "Plan 1" offers 1.5% daily return for 15 calender days. The minimum is just $10 and maximum is $149 to join in this plan. Not only for the low minimum amount, but also for the shorter term, this is the most convenient plan for me. For an imaginary deposit of $100 your daily return will be $1.50 and the profit after 15 days will be $22.50. The principal amount will be returned to you after the term ends, so the total return from this plan will be 122.5%.

They next plan is "Plan 2" and it offers 2% daily return for 30 calender days. The minimum amount is $150 and and maximum is $499 to join in this plan. The rule of principal return is also applicable to this plan also like all other plans. Your total return will be 160% after the term ends including the principal amount.

Plan 3 offers 2.5% daily return for 45 calender days. So the profit from this plan will be 112.5% only from the daily interest and after receiving the principal amount the total return from this plan will be 212.5%. The minimum is $500 and maximum is $999.

Plan 4 offers 3% daily return in 60 calender days. The minimum amount requires to join is $1,000 and maximum allowed upto $9,999. The rule of principal return is alo applicable to this plan like all other plans.

Now lets discuss about their security. Big-Budget is being hosted on a dedicated server provided by BlockDos.net which is one of the industry leader in DDos protection. Their domain name is registered for just one year and will expire on 25th February,2011. At the homepage I found it is written that they are having SSL protection, but let me tell you guys, Big-Budget.com doesn't have any SSL certificate right now. But admin is saying that they will soon install SSL certificate to ensure the maximum protection as I have seen in their News section. Well, I really hope that admin will install it soon because the main criteria of SSL is already there. A dedicated server is needed to install SSL certificate which is already at the inventory of Big-Budget. I will update here when they will have SSL.

Big-Budget is offering a nice referral commission which is 5%. They are accepting only two major e currency like Liberty Reserve and PerfectMoney. Ovarall Big-Bidget is a normal investment program with reasonable rate of interest. I really hope they will prove themselves by providing timely payments for long term.

What others are saying :
MMG Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.


Read more...
 
Powered By Blogger | Portal Design By Trik-tips Blog © 2009 | Resolution: 1024x768px | Best View: Opera | Top