Bitminer.eu - Cloud Mining or HYIP?

Hello friends and reader, I hope you all are doing well. As Christmas is approaching, HYIP market is slowing down. Less numbers of new programs are opening up and higher numbers of programs are closing down. But this is the normal trend during this time of the year. However, today I'm going to introduce a new program known as BitMiner.eu. At the first glance, you will be really confused thinking about the nature of the program. Because, the website says that it is a professional cloud minimum company but they have employed few hyip monitors to keep track of the program. I guess that's good, because for other mining programs, you have to visit many forums to know the actual status of the program, but here, the resources are featuring in the website itself.

So let's get into the details of BitMiner.eu. It is not a typical HYIP program, at least not as it looks like. Here you need to buy mining power with your money which is calculated as GHS. 1 GHS will cost you 0.0009 BTC and 1 GHS mining power will give you a daily return of around 0.000006358 BTC. Let's do some simple math about its investment offering.

Lets assume,

1 BTC = $460

So, 1 GHS will cost you $0.41 (0.0009 BTC)

If you invest $50, then you will receive around 122 GHS as per the prevailing rate of BTC.

Now, if the daily return is 0.000006358 / GHS, your $50 investment will bring you a daily return of 0.000775676 which is equivalent to $0.36 as per the prevailing rate.

So, your $50 investment will fetch you a daily return of $0.36 which is really low compared to the other running programs in the market. However, it needs a special mention that, it is sustainable too. This type of return will definitely help the program to run for a real long time.

BitMiner.eu also offers a referral bonus. Each active referral you recruit, you will receive 1 GHS mining power free. Though it is not lucrative enough, but again the sustainability factor comes into the picture. I personally prefer a long term paying programs and I feel the BitMiner admin can run this program with ease for a long long time without having to worry about profitability.

Investors can also use PerfectMoney to invest in this program, however, the GHS will be assigned manually as per the market rate of bitcoin against USD.

I have added this program to my monitoring list on 7 December 2015 even though the website claims that it is running since last 33 days. Overall, BitMiner looks like a decent investment destination to me. Without going in to the debate whether it is a HYIP or a cloud mining platform, I can say that the return is really reasonable and sustainable. If you have some unused Bitcoin lying in your wallet, you can surely give it a try.

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program I posted here,Please understand the risk and invest at your own risk.

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International Fund Welfare - FundWelfare.com - HYIP Review

Hello dear friends and readers, yesterday was a bad day for me as well as for the hyip industry as a whole. Three programs from my monitoring list stopped paying yesterday. The biggest of them is certainly Primebankers. Also InvetsRelief and GoldnTrade followed the same path. However, suddenly I have received one payment from GoldnTrade today which was pending since yesterday. I think they are now paying selectively so new investment is not at all recommended to GoldnTrade.

On the other hand, two other programs from my monitoring list are still paying. One of them is FundWelfare.com and they have already made three payments to me and that is too instantly. Today I am going to review International Welfare Fund. Their website looks really professional and I was impressed by the design and quality of the contents at the first glance. Let's take a closer look at their investment offerings.

FundWelfare offers total 4 fairly simple plan to the investors. All the plans are daily paying plans and principal is included in your daily payment.

Their first plan offers 4% daily return for 30 calendar days for the deposit range of $10 - $300. This plan is known as "Standard" plan and will give a total return of 120% in 30 days.

The second plan is known as "Basic" plan and it offers 4.2% of daily return for 35 calendar days which will give you a return of 147% in 35 days. The deposit range for this plan is $301 to $1000.

The third plan is called "Advanced" plan and it offers daily return of 4.4% for 40 calendar days. It will bring you a total return of 176% and the deposit range for this plan is $1001 to $5000.

Their last and fourth plan is known as "Premium" plan and it offers a daily return of 4.6% for 45 calendar days. The deposit range for this plan is $5001 to $10 grand and it will bring you a total profit of 207% in 45 days.

I feel all the plans are reasonable and sustainable enough compared to the other running programs in the market. I personally feel, that it is possible to run the program for a long time with these type of returns. Rest depends on the program admin.

The website is built using a licensed version of H-Script and being hosted by a dedicated DDos protected server provided by Guard-Host.net. A SSL certificate is also available which was provided by COMODO RSA. So security wise the program is up to the mark.

Fundwelfare.com offers a very nice 3-tier referral plan for the members. The first level referrals will earn you 5% and rest two levels will earn you 3% and 1% respectively. So if you put a little effort to promote this program, it may pay you back handsomely.

Fundwelfare.com accepts most of the major hyip processors which includes PerfectMoney, Payeer, BitCoin, OkPay and NixMoney.

The website doesn't have a rating page, hence you won't be able to see the status of this program by visiting them. However, you can always check my monitoring page for the same.

Overall, I will rate this program as 4 out of 5. It seems like a decent investment destination as of now. But hyip is a very liquid industry and don't ever forget the golden rule, that never invest anything which you can't afford to loose. I will come back again this weekend with a new review and till then, Adios!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program I posted here,Please understand the risk and invest at your own risk.

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Gold N Trade - Goldntrade.com - HYIP Review

Dear friends and readers, wish everyone a very good and active Monday. This weekend I have added total two programs in my monitoring listing. Today I am going to introduce Gold N Trade. It is a very normal game HYI Program   without any special attributes to talk about. While the website shows that it is running from last 10 days, it has only started promoting with monitors since last 3-4 days.  Let's take a closer look at their investment offerings.

GoldnTrade offers total five investment plans to the investors. Each plans are again divided in to five sub-plans based on the deposit amount. The tables below will explain all the plans and sub-plans in details.

Their first plan is known as Baby Plan and the term of this plan is one day. Minimum investment allowed is $10 and maximum up to $10 grand.

$10 - $500 - 103% after 1 day
$501 - $1000 - 104% after 1 day
$1001 - $2000 - 105% after 1 day
$2001 - $5000 - 108% after 1 day
$5001 - $10000 - 120% after 1 day

The second plan is known as Economic Plan and the term of this plan is 3 days. It offer a daily payment and principal is included in the daily payment.

$10 - $500 - 37% daily for 3 days
$501 - $1000 - 38% daily for 3 days
$1001 - $2000 - 39% daily for 3 days
$2001 - $5000 - 42% daily for 3 days
$5001 - $10000 - 55% daily for 3 days

The third plan is known as Business Plan and it's not a daily paying plan. It has a term of 5 days and the interest + principal amount will be returned after 5 days.

$10 - $500 - 120% after 5 days
$501 - $1000 - 125% after 5 days
$1001 - $2000 - 130% after 5 days
$2001 - $5000 - 145% after 5 days
$5001 - $10000 - 230% after 5 days

Their fourth plan is known as Pro Plan and is similar to the third plan but the term here is 10 days. The interest + principal amount will be returned after 10 days of lock in period.

$10 - $500 - 160% after 10 days
$501 - $1000 - 190% after 10 days
$1001 - $2000 - 300% after 10 days
$2001 - $5000 - 390% after 10 days
$5001 - $10000 - 500% after 10 days

Their fifth and last plan is known as Bonus Plan 1 and it has a lock in period of 20 days and similar to the third and fourth plan by nature.

$10 - $500 - 300% after 20 days
$501 - $1000 - 450% after 20 days
$1001 - $2000 - 700% after 120 days
$2001 - $5000 - 900% after 20 days
$5001 - $10000 - 1100% after 20 days

The website is built using a non-licensed Goldcoder's script. It is being hosted by Chilhost which is again not DDos protected. Also no SSL encryption is installed. Security wise the program is very risky and it seems like admin just didn't want to spend any money on script and hosting which makes it less reliable.

GoldnTrade offers a normal 5% referral commission and accepts PerfectMoney, Payeer, Bitcoin and Nix Money as payment processor.

Overall, GoldnTrade.com is a high risk program. So high amount of deposit is not recommended at all. Even if you wish to test this program, only invest what you can afford to loose.

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Invest Relief - Investrelief.biz review

SCAM PROGRAM - Do not invest

Dear friends and readers, hope you all are doing well. I understand that Christmas is approaching and the HYIP market is slowing down as usual like every year. Last week, a long paying program from my monitoring listing stopped paying but I think few of my investors were able to withdraw their deposits as they have invested at a very early stage. However, today I''m back with a new program introduction known as Invest Relief. The program is already online since last 36 days at the time of writing this review and all monitors are showing their status as paying. I just joined on 11 December 2015 with a little test deposit of $20. Let's take a closer look at it.

Investrelief offers total four investment plans to the investors. All four plans have same term of 30 business days (Mon-Fri) or 42 calendar days. The table below will explain the plans in detail.

So the plans are fairly simple. Each plan has same term of 30 business days and the returns are based on your deposit. However, please remember that, the principal amount is included in your return. No separate payment will be made for the principal amount. So the first plan will give you 105% return on your investment and 120%, 150% and 180% return respectively. While the return is moderate, I must mention that, they are also reasonable and sustainable for the program.

The website is built using a licensed Goldcoder's script which you can check HERE. It is being hosted by Godaddy LLC which is apparently not DDos protected. The domain name is registered for one year and will expire on 18 October 2016. Please visit HERE to check the complete Whois for this program. Overall, the website is designed well and looks really nice.

Investrelief offers a normal referral plan of 4% from your direct referrals. No 2nd level or 3rd level referral commission is being offer by the program.

The choice of accepted E-currency is not very extensive but includes Bitcoin, PerfectMoney and Payeer. These three E-currencies are the most trusted among their peers in HYIP market with good track records so have nothing to complain about it.

Overall, Investrelief.biz seems like a normal hyip game to me where you may or may not win. But you must factor in the returns, which are really sustainable. So if the program admin wish to run this program for a long time, the returns will never be an issue. The program is already online for 39 days at the time of writing this review and I wish to see this consistent performance in the coming days too. Worth trying!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Prime Bankers - Primebankers.com - Hyip Review

SCAM PROGRAM - Do not invest

Hello friends and readers, I am back again with a new program introduction. This week, I have received total three monitoring request out of which I have chosen two. One is Bitminer.eu and another one is PrimeBankers.com. I decided to review PrimeBankers first due to their professional approach and obviously looking at their website. The website is professionally designed and built using a licensed Goldcoder's script. According to some monitors, the program is running since last 18 days and paying at the time of writing this review. I must admit, that I am impressed with the program design and original website content. The program has employed some of the big names of monitoring business and also started a massive advertising campaign to maintain its visibility in this highly competitive market.

Let's start with their investment plans. They are currently offering total 6 plans to the investors. Each plan is again divided into 9 levels. The first plan offers 102% - 122% return after one day but the return is completely based on your investment amount. For example, the deposit range of $10 - $150 will earn you 102% after one day, whereas a deposit range of $15,001 - $50,000 will give you whooping profit of 122%. So each level depends on your deposited amount and a clear bifurcation is given in the website which is self explanatory. Please VISIT HERE to see all the plans and all the levels available now.

The program claims to be a registered company in Hong Kong operated by Alpha General Trading Company. They have also mentioned a Hong Kong phone number in their website. However, I could not verify these claims and it's better to avoid these information while planning to invest in Primebankers.com. Keep in mind that Hyip is a raw form of gambling and you should take it this way only. In gambling you may earn or you may loose money. Hyip offers the same proposition and nothing more. Hence, always remember the golden rule of investing in hyip, that never invest anything which you can't afford to loose.

The website is being hosted by a Ddos protected server provided by Black Lotus and also a secured Socket Layer is installed by COMODO to encrypt the database which offer more website security.

The choice of payment processors are really extensive as it accepts PerfectMoney, Bitcoin, Payza, Payeer, Neteller, Okpay, SolidTrustPay and Avdcash. So you have all the options open to invest here.

Overall, Primebankers.com looks like a nice investment destination to me. Though I don't have any proof to declare it as a registered legal entity, but if you consider hyip is a game, then it's surely worth trying. I will keep reporting the status in various forums as I always do and will come back to you shortly with a new program review. Till then, Adios!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Hyip News - November update

Hello Friends, it's me back again with another update about the HYIP Industry. Last week I had invested a little amount in Feonpay as a test deposit. My motto was to track the performance of the program. I had also started writing a review about this program because it looked like a good program to me. However, it is very unfortunate that I didn't even get my first payment back. Feonpay became a very fast scammer. Nevertheless, Pesogroup is still paying regularly and so as Coins Pay.

While Pesogroup is showing their good performance, I came to hear mixed reactions about Coins-Pay. While I myself got my last payment without any problem, an investor is claiming that he hasn't received the last week's payment. While inquiring with the Coins-Pay support team, I came to know that, they are moving themselves to become a Crypto Currency like Bitcoin. I am really not sure about how they will do it, but they have promised to pay all the pending withdrawal on 1st December 2015. So I will keep a tab and will let you guys know about it.

Tomorrow is Saturday and time for withdrawal from Coins-Pay. I will keep you guys posted about their payment. So keep tuning!

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PesoGroup.com - Change in Investment Offerings

Dear Readers, wish everyone a safe day ahead. I'm saddened by the Paris Incident yesterday and I feel they attacked not only on Paris but on the entire mankind. It's high time for the world to come together to fight terrorism and to end it once and for all. But anyway, I am a commercial blogger and I must talk about business now.

Pesogroup.com was added to my monitoring listing on 6 November 2015 and they were offering total four plans to the investors. two of them were daily plans and the other two were maturity based plans.

Now the program admin has scrapped those two maturity based plans for not being popular among the investors. Instead, he introduced two more daily paying plans. But here I must mention that, the existing investors of the maturity based plans will be kept as it is till the term expires.

The new plans are as follows:

New plan 1:
4.3% daily for 30 calendar days
Deposit range: $20 - $200
Principal Included in the daily return

New Plan 2: 
5% daily for 30 calendar days
Deposit range: $201 - $20,000
Principal Included in the daily return

Along with these two plans, the program has kept two previous daily paying plans active which pays on business days only. the first one offers 1.25% return for the deposit range of $20 - $200 for 22 business days. And the other one offers 1.50% return for 22 business days for the deposit range of $201 - $20,000.

So compared to the other two daily paying plans, these two new plans are offering even more returns and also a major difference is that these plans are paying every calendar days unlike the previous two daily paying plans which pays on business days only.

So, enjoy the higher return with the same amount of investment. Wish you success!

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List of SCAM HYIP MONITORS - Session one

Dear friends and readers, wish everyone a very happy weekend! I hope everyone is doing good. Today I'm going to start a new session about scam hyip monitors. We all know that HYIP is a form of gambling, where you may win or you may loose your investment. But being a monitor myself, I feel it is my professional responsibility to report a scam program immediately as soon as the program stops paying. But there are few monitors who don't feel for the general investors and goes beyond the professional ethics to promote a scam program to earn few extra bucks. I'm going to strip them all step by step. Because of these monitors, general investors are turning their face away from the genuine monitors as well.

Don't think that I''m talking out of the blue. I have proof and that's what I'm going to show you all. I have started monitoring a program known as "Oligarchs.cc" in my blog from 25 October 2015. Also have written a review on the very next day. Requested my first payment on 28 October 2015 and got the payment on the very next day which I have posted in various forums as a part of the agreement I had with the program admin.

I had received another payment on 30 October 2015 and posted that proof in all the forums as well. But that was the last payment I had received from this program. After that I had received a referral commission of $0.72 on 30 October 2015 and requested the payment on the same day. But this payment was never processed. Look at the below picture.

Since I have not received any payment from this program from 30 October 2015, I duly reported this program as scam in all the hyip forums to save other general investors. I felt very sad as one of my readers lost his money. I also couldn't process his referral commission back as I did not received that commission from the program. So it is proved that the program stopped paying since 30 October 2015 and today is 8 November 2015. So the program stopped paying 9 days ago.

Sadly there are some monitors, those who are still reporting this program as paying in their listing. Here goes the list.

HYIP EXPLORER MONITOR

HYIP RESULT

TAGHYIP

PERFECT-MONITOR

Please click on the pictures to view it in it's original size. These four monitors are literally the shame on our monitoring circle. Where the other monitors are trying hard to find a good investment destination for their readers, these scammers just want to make some extra bucks without thinking of the money lost by the investors.

Some people may think that I have taken these screenshots when the program was still paying and posting it today. But I request them to click on the pictures and look at the "added on" date. Then calculate the days between the "added on" date and 8 November 2015, you will get your answer.

I want to make the HYIP Industry fairer for all. though it is a distant dream but worth trying. So I will be back again with another session of scam hyip monitors very soon, till then, Adios!

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Peso Group - Pesogroup.com - HYIP Review

Good Evening Friends and Readers, after a little break, I'm back with another program introduction known as "Peso Group" which claims to be owned by a group of Forex Players. However, before going to a detailed review about this program, let me tell you about two of my new projects I have undertaken recently. I'm designing a monitoring page for my blog with a different domain name and also I am going to start incorporating other monitoring sites with my listing. So my new monitoring website is going to be a one stop solution if you want to check status of a particular program in all the monitoring sites. It will certainly increase the reliability of my blog as well as its visibility in the market.

I am also working on an insurance program for mt referrals. But due to the changed dynamics of the HYIP Industry, it is becoming very hard to come up with a viable insurance plan. However, I am working on it and I hope to come up with some viable plan in near future. But now, lets take a closer look at the newly added program "Pesogroup.com". At a glance this program seems like a nice one offering some realistic and reasonable plans. The design of the website is also nice but everyone knows that design really doesn't matter when it come to HYIP. So lets take a good look at their investment offerings.

As seen in the picture, Pesogroup offers total four plans. Two of them are daily paying and another two plans are maturity based plan where the interest and principal will be paid after the lock-in period ends. Please note that this program pays only on business days i.e. from Monday to Friday. All of their plans are for 22 business days which is equivalent to 30 calendar days or a month. The picture will give you a fair idea about the returns. I think the returns are reasonable and can be achieved by playing forex. So I really expect this program to run for a good amount of time. However, don't go by my words and always use your own brain and intuition before investing.

The website is being hosted by a DDos protected server provided by DDos-Guard,net. The domain name is registered for one year and will expire on 17th October 2016. The registrant details are protected by Whoisguard so I'm unable to check that details. A COMODO SSL certificate has also been installed for encrypted connection. You can check the complete whois details HERE.

Pesogroup offers a normal referral commission of 5% for the first level of referrals which is very normal nowadays but sustainable on the other hand. Only three online currency is accepted which are PerfectMoney, Payeer and Bitcoin.This currencies are time tested and favorable for HYI Programs.

Overall PesoGroup seems like an above average investment program to me which may run for a reasonable amount of time. However, don''t take my words and always invest what you can afford to loose. Also don't forget, I offer 100% referral commission back for all my referrals. Just use my support form to ask for the commission back and I will process your request within 24 hours. Till then, Adios!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Coins Pay Holding - Coins-Pay.com - HYIP Reviews

Dear friends and readers, I really appreciate the kind of attention and love you have given to me during the second phase of my blog. I have started getting active referrals and also started getting email asking questions about HYI Programs. I really love to reply to your emails and I wish to receive more and more emails with your queries. Every time I receive an email from you, I feel connected to my readers. So keep sending me emails and I will reply to you within the shortest time possible.

The last week was not especially good as Sweetfy.net and Wallet-Plus.com stopped paying to the investors. I expected Sweetfy to run for a bit longer time but sadly that did not happen. Even another program of my list Oligarchs.cc seems to have stopped paying or selectively paying. I have requested one daily earning and one referral commission yesterday which is still pending. So new investment is not recommended in Oligarchs.

Dear readers, please understand, this is the nature of HYIP market. It's liquid and volatile in nature. But still some programs come up (rarely though) with a long term goal. We all try to find such programs to have a safe and secure investment for our hard earned money. All program admins tell that they are here to stay for a long long time but the ground reality is totally different. While most of the programs close down within a week, few others run for around two-three weeks. So only the early birds can get some profit out of them while most others can't. So it is suggested to use your own intuition and brain before you choose any program for investment. Also never invest more than your capability which you can't afford to loose. Anyway, enough gyaan for today!

Today I am going to introduce a new program to you all which is running since August 2015 and growing like a mammoth. I had a long chat over skype as well as over phone calls with the program representative yesterday before adding this program to my blog. The name of the program is "Coins-Pay Holdings" and it claims to be a registered company in Romania. The address mentioned in the website is "Vasile Lascar Street, Sector 020492, Bucharest, Romania". Since Romania doesn't have any centralized company directory, I was not able to verify this claim. However, this program is definitely different than other usual HYI Programs running in the market nowadays. They also have two very different and unique investment portfolios available for the general investors.

So lets take a close look at their business plans. Since the plans are really different, my regular tabular format won't help here. So I will use a scenario based explanation which will help you to understand the plans better. First read the rules which are applicable for both the plans.

• $1 = 1 coin
• Weekly profit: Minimum 6% and Maximum 20%
• Weekly profit will be credited to your coins balance every Saturday
• 3% of your existing coin balance will be added as revenue every week
• Membership is free for one month
• From 2nd month on wards, cost of membership is $9.99 and you will receive 10 coins which will be added to your existing coin balance. 

If you are having difficulty to understand the investment plans and if you are unsure about the return, read the below scenario. But before that, let me tell you that there is no maturity period offered by the company. Once you make a deposit, it will be for the program's lifetime. Emergency withdrawal of the principal amount is not possible. 

Lets assume, you have invested $50 on Monday which is also the 1st day of the month. Now you need to wait till Saturday (6th day) to get the first profit which ranges from 6% to 20%. Lets assume you got 6% profit on Saturday which comes to $3 and you can withdraw it immediately. Along with the 6% return, you will also receive 3% of your existing coin balance. So on Saturday, you will receive 1.5 coins and your principal amount will be valued at $51.5. 

Now you need to wait for the next Saturday to get your second interest payout. But this time your interest will be calculated on $51.5 instead of just $50. So on second Saturday (13th day), your interest payout will be $3.09. Also you will receive another 3% of your existing coins which comes to $1.54. SO after the second Saturday, you principal investment amount will be $53.04.

Now lets move to the third week. On the third Saturday (20th day), if you get minimum interest payout, then you immediate payout amount will be $3.18 and along with that, you will also receive $1.59 in your principal amount. So on the third week, your initial investment will be valued at $54.63.

On the fourth Saturday (27th day), you will receive at least $3.28 from your investment and as per the 3% revenue return, your investment will be valued at $56.26. 

So from the $50 investment, your total return in a month will be $12.55. Now at this moment another rule of upgrading your membership comes in to picture. Rule says, you need to pay $9.99 after every 30 days to keep your account active. Also you will receive $10 in your initial investment amount on which the next interest payment will be calculated. So after one month, your effective return will be $2.56 and your principal amount will be valued at $66.26.

I have created a simple excel based calculator which will help you to understand the entire process.

Download the excel file from the below link:
Google Drive Link

I have used the minimum rate of interest for calculation purpose in this calculator. But in reality, you may get anything between 6% to 20% weekly return. While writing this review, I have got my first interest payment at 12%. So this calculator will just help you to understand their business model in a better way and nothing else.

One thing I must mention here, the returns and the overall business plan of upgrading your account monthly is a really viable strategy to sustain for a long time. There are many programs available in the market who offers more than 150% return on your investment within few hours. But they are basically fast scammers. So I think that lower but regular flow of interest is better than higher but uncertain returns.

The program offers a top-notch 4 tier referral program. But you need to have an active deposit with them to earn from their affiliate program. The Director Account holder will earn extra 1% weekly profit over their Affiliate Coins.

1st Level:
5 % Commission while your affiliate will Purchase (Active) Coins Pay account
5% Commission while your affiliate Purchase Coins Balance
2 USD Commission while your affiliate upgrade membership

2nd Level:
2 % Commission while your affiliate will Purchase (Active) Coins Pay account
2% Commission while your affiliate Purchase Coins Balance
1 USD Commission while your affiliate upgrade membership

3rd Level:
0.5 % Commission while your affiliate will Purchase (Active) Coins Pay account
0.5% Commission while your affiliate Purchase Coins Balance
0.5USD Commission while your affiliate upgrade membership

4th Level:
0.5 % Commission while your affiliate will Purchase (Active) Coins Pay account
0.5% Commission while your affiliate Purchase Coins Balance
0.5 USD Commission while your affiliate upgrade membership

Overall, Coins-Pay seems like a decent investment destination to me. The website is running on a customer made script which shows the seriousness of the program admin. The domain is registered for 3 years and will expire in 2018. Even tough these parameters doesn't matter for the fast scammer, but I have a good feeling about this program. But please don't take my words as a deciding factor to invest in this program, instead use your own intuition.

While having a long chat with a representative of this program over skype and phone calls, he was mentioning that they don't think themselves as a HYI Program. They were emphasizing that, they are a registered company in Romania and they have two types of business there. One is Mutual Fund and another one is Real Estate. Since I couldn't not verify this, I will request my readers to verify it on my behalf. If you are from Romania and you are willing to visit them, please let me know and I will arrange an appointment for you. It will help my reader to take the right decision about their investment. Until then, Adios!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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HYIP Updates - 28 October 2015

Hello folks! I hope everyone is doing fine! Today one program from my monitoring list has stopped paying just after 9 days of its opening. The program name is "Wallet-Plus.com". I had requested a referral commission of $0.25 yesterday. Today morning I got an email stating that the payment has been processed. However, the payment batch number was missing from that email. So I have checked my PerfectMoney account and found that email is completely fake. No money has been transferred to my account from Wallet-Plus. Also while checking the website I found that admin has deleted the Rating page from the website to avoid the early spread of the news.

I was at my office, so couldn't open my blogger dashboard and update immediately about this status. So I have updated this news to all three major HYIP forums so that people don't waste time checking this program. However, I have now updated my blog and moved this program to SCAM listings.

Today's second update is about another program from my monitoring listing known as "Sweetfy.net". This program is paying fine. Today admin has sent an email update to all its members regarding Paypal, Neteller and Payza payment processors. Their accounts have been blocked in these three currencies so new deposits are not possible using these currencies.

Take a look at the exact email that Admin of Sweetfy sent to me and will give you the good new at the end.

Hello our valued members!

Now, what's going on.
Neteller.
Neteller has been block our VEFIRIED account "to protect our data". What is this - we don't know.
We're don't need any protections from their side, but we have. Several times emailed, since from yesterday
we call Neletter to the phone support, but on their line we're only listen the music and wait for operators for 20-30 minutes.
Hope situation will be solved, hope soon.

PayPal. Any deposits with PayPal is in SAFE. Any day - you can dispute with us, and return your money to own wallets.
We are free for receive the funds, but we can't send it. Problem ? Yes. We're discuss with the PayPal team present situation -
and hope everything will be fine. To be honest - new deposits (we're already have problems with olds) has been disabled.

Payza. Oh, Payza. Payza has been limit our daily wd because of often activity worldwide. Is fantastic. If your account have $100 on the balance - you are good boy, but when you have +200, then -200 after 5 min, "we need to check your account transactions".

Now. Neteller, Payza, PayPal has been disabled for the new deps. It is honest from our side we hope. The old deposits still on our account, so we must to pay you profit. Ok. We have to make deal with you. The deal: we can pay any frozen currency (NT, PZ, PP) - to PerfectMoney, Payeer right now. If its good for you, just cancel your PayPay, Payza, Neteller withdrawal request and send again with PM or PY account number in comment field. If it is not solution for you, just please wait. Thats all.

For our non-sayers: we're not going from the market. We are here for a long time. Present program reserves can cover all delays with limited currencies, so we are do not lose anything. Anyway thank you for your non-sleeping, we do us strong.

Have a nice day.
Online chat will work in 1-2 hours.
Sweetfy.ney Admin

The good thing about this program is that the admin has agreed to pay the investors of Paypal, Neteller and Payza using PerfectMoney and Payeer. I must say this is a very good step taken by the admin. I really appreciate it! I really hope that Sweetfy runs for a good long time and also wish that admin makes a good profit from his bitcoin business that makes everyone happy. 

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Oligarchs.cc - HYIP Review

Hello all, I hope everyone is doing well. I have started getting few emails after I started a new series about "Fast Scammer Warning". People are sending me links of the programs and asking me to predict the approximate running time. Let me tell you guys, I am not an Astrologer who will predict things for you. So whatever I write or say, it can't be true every time. Since I am playing in HYIP market since 2009, my experience tells me what to do and what not to do. It may be possible to loose your investment even after following my blog, or may not be. HYIP is basically ponzi scheme and it is bound to be a scam sooner or later. What matters at the end of the day, is the profits we all are making out of it.

I am also planning to come up with an "Insurance program" for my readers. It's still in the planning phase and I really don't know when I can come up with a full proof idea looking at the volatility of the HYIP Industry. However, I am trying hard to start my Insurance program by the middle of the next month.

Today I am going introduce a new program called "Oligarchs.cc". It is a purchase listing and I deposited a very little amount in one of their daily plans. The program is using a licensed GoldCoder's script which you can check HERE. This program is claimed to be a registered legal company from London led by two businessman brothers Jacob Walter and James Walter. However, no company address and registration number is mentioned in the website which can be verified. So this claim of being a registered company should not be taken into consideration while investing here.

Lets take a quick look at their investment offerings below.

Oligarchs offers total four investment plans with daily returns. However it is not mentioned anywhere in the website whether it is business days or calendar days. But seeing at the longer term of the program, I assume it is calendar days. The principal amount will be refunded after the term ends. I think the term of 70 days will not attract the inteo refer rest of the investors much, because usual HYI Programs do not run for such a long time. But one must not ignore the fact that the return is really reasonable and sustainable. With this rate of interests, the admin can run his program for a longer period of time without being collapsed. However, it depends on the will of the admin and nothing can be predicted at this stage.

The domain name is register for a whooping eight years and will expire on 23 September 2023. The website is being hosted on a DDos protected server provided by DDos-Guard.net. The registrant phone number is given as +44 1423951740. Since I don't have international calling facility, I could not verify this. So you all are welcome to verify this number whether it belongs to the program admin or not. But please let me know the outcome if anyone chooses to verify the number on my behalf. You can check the complete whois record by clicking this LINK.

The choice of payment processors is only limited to PerfectMoney, Payeer and Bitcoin. However, in the FAQ section, Bitcoin is not mentioned. I think admin forgot to mention it while editing the FAQ section.

The program offers a three tier lucrative referral program which may benefit some people actively involved in promoting HYIPs. First level commission is 3% and gradually decreasing to 2% and lastly 1%. So if you want to earn some quick money without investment, you are welcome to refer active investors. But don't forget I offer 100% referral commission back.

Overall, Oligarchs.cc seems like a very normal HYI Program to me with reasonable return but non-verifiable company registration claim. I have invested a little amount in one of their daily plans and will keep you guys updated about the daily payments. However, please use your own intuition before investing here as nothing is guaranteed in HYIP Industry. Happy Investing Folks!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Enounion.com - Fast Scammer Warning

Hello friends and readers, I am back with a new fast scammer alert so that you do not loose your hard earned money by just looking at the "paying status" shown by some scam monitors. The program name is "Enounion.com" which is just opened up on 24 October 2015. The program design looks good. For some hyip investors, the looks of the website matters a lot because they thing that the admin has invested a lot in to design so they will be staying in the circuit for at least few days just to recover the invested amount. It is an absolute myth and from my long experience I can say that the program design doesn't matter. What matter is the will of the program admin. But first things first, below are the findings based on which I am declaring this program as fast scammer.

Fake address and registration number: 
The address given in the website is 15 Wheeler Gate, Nottingham, NG1 2NA, UK. A little google research will reveal that no such company exists here. This address were given in the website to earn trust from the investors who don't research before investing.

Second thing is their registration  number. It is mentioned as 09816821. A little research will show that this registration number belongs to another scam HYI program known as Arbinex.com which has stopped paying since 16 October 2015. Also if you visit Arbinex.com and Enounion.com, you will see that the admin is using the same design for both of the programs. They did not even took the pain to redesign it and just changed the logo. That shows the eagerness of the admin to run away with your money.

The earlier program Arbinex.com has an investment plan for 15 days term, but it stopped paying just after 10 days. So even the early birds did not get the money back. So beware and do not invest here.

Unusually high returns:
Have you checked the rate of interest they are promising! The lowest they are offering is bloody 220% after 1 day. I mean, it's evident that this program did not come here to stay but to run away with whatever it gets.

The experienced investors will surely avoid this program just looking at their returns. But if you think you can just double your amount within 1 days, oh boy! your money is in danger! So beware of such fast scammers and play safe. happy investing!

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financialdemand.net - Fast Scammer Warning

Hi Reader and Friends, while browsing hyip forums today, I suddenly came across a HYIP called "FInancialdemand.net". I did a few research about this program and I feel it necessary to warn your guys about this fast scammer. It is not recommended to put your hard earned money to this program as you will loose it all.

Below are the reasons why I am declaring this program as fast scammer:

Unusual high returns:
Look at their investment plans guys! Don't you think it is a bit too high? The plans are not sustainable at all. The admin may pay one or two batch of the investors but not more.

Fake address: 
The website displays the address as "2 OLD BROMPTON ROAD, SUITE 276, LONDON, SW7 3DQ". Do some google search and you will know that no company with similar name exists there. I have even checked their government website to find the company but failed. Check it by yourself HERE.

I know there are many HYIP admins who runs this business from their home but they usually don't use fake addresses to lure investors. This is a technique used only by fast scammers.

Identity search:
I tried searching "who is" database and found out that this program is not being hosted in a DDos protected server. Admin is using a normal hosting and remember that DDos attack story is a very common excuse to close down a HYIP.

No Identity guard is used to protect the domain registry details and the phone number is registered as "+44  0120 346 2332". Since I don't have the facility to make international calls, I was not able to verify this. But anyone of you can try it and let me know by posting it in the comments.

The registrant name is Mr. William Smith and the address provided during the domain registration is absolutely different that the address mentioned in the website. So beware! This is no company but a fast scammer.

The most important discovery is that the domain admin email is registered as "admin@optimum-profit.com". This program was came in to picture in 2007 and ran only for 5 days. Who knows, the admin is not going to run the same trick this time as well!

So guys, beware of this program. You may loose the entire amount of investment here. Remember, precaution is always better than prevention. Good day!

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Sweetfy.net - HYIP Review

Good Evening friends and reader, it is just the fourth day of my blog after re-opening it and today I'm going to introduce another new program known as "Sweet Factory Yield". It is a decent looking website with Licensed Goldcoder's Script and with three different investment offerings. This program only started on 19 October 2015 and only two days old at the time of this review. Let's take a closure look at their investment offerings.

Sweetfy.net basically offers total four different investment plans. Among which, three plans are available for general investors and one universal plan for monitors. I think it's a good idea, because it help program admins to save money on monitoring and make the program more sustainable. However, the below picture explains the three investment plans available for general investors.

So all the three plans offer same term of 10 calendar days but the interest amount will vary based on your deposit amount. The more the merrier - is the basic idea behind these plans. However, I never suggest anyone to put bigger sum in any HYIPs as it only increases the risk of loosing money. MY strategy is to put smaller amount in more number of programs as it will enhance the security of your money. So instead of putting $500 in one program, choose 10 different program and invest $50 in each program. So if today one or two program goes down, other eight programs will be able to make up your loss. Your capital will be safe. Though you must adopt the HYIP market dynamics as it is very volatile in nature and always try to be updated with the latest updates so that you can switch faster if needed.

The numbers of payment processors accepted by Sweetfy is a big plus. It accepts PerfectMoney,Payeer, Payza, SolidTrustPay, AdvCash, Neteller, BitCoin, NitronPay, CratePay, NixMoney, Skrill and last but not the list, Paypal. So if you have little amount of money in any of these payment processors and if you have not planned to use that particular processor anymore, you can try your luck with this program. Who knows, it might bring you a little fortune using your idle money which you were ready to forgo.

The domain name was registered on 5 September 2015 and will expire on 5 September 2016. The website is being hosted on a DDos protected server provided by DDoscrush.com and it has also installed 256 bit SSL certificate provided by COMODO. For complete whois information, you may check this LINK.

Overall, Sweetfy.net seems like a normal investment destination to me. But considering the program is only two days old, the golden time investing in high risk program has not yet passed. I have already received two payments from the admin. The first payment was manual but today admin have started instant withdrawal facility, so I have received the second payment instantly.

Also please do not forget that I offer 100% referral commission back for all my referrals. So if you choose to invest in this program, please use my referral link and send a support email mentioning your username and payment processors account ID. The commission will be credited to your account within 6 hours maximum.

So, fellow reader and friends, I will call it a day. Tomorrow I will be back with some exciting news about my plans for the future. So stay tuned and happy investing! Adios!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Wallet-Plus.com - HYIP Review

Hello World! Yesterday marked official reopening date of my god old Hyip News and reviews Blog and today I am going to write a review of a new HYI Program known as "Wallet +". It's a unique looking investment program with a really good 3-tier affiliate bonus feature. I will discuss it in details at the later part of the review. The program was officially launched on 18th September 2015 and I have invested a little amount of money for testing. Come lets take a quick look at their investment offerings.

Wallet-Plus offers total 10 investment plans suitable for wide range of investors of different category. You can start with as little as $5 and maximum you can put $19999 if your pocket permits. Though it is not recommended to put such bigger amount in any of the online investment programs as HYIP is very similar to gambling. Always invest what you can afford to loose.

Out of the total 10 investment plans, 5 plans offer daily income and the other 5 plans are maturity based. The picture will explain the plans in details.

The plans are fairly simple to understand from the picture. But one thing you need to keep in mind, that Wallet-Plus will generate daily income only for five working days (Monday to Friday). You can start in the first plan of 10 days with as little as $11 and your daily income will be $0.12. The principal amount will be refunded after the term ends for all daily plans.

You can start investing in these maturity based plans with just $5. And the profits are calculated on calendar days unlike the previous 5 plans. Each plan has a different minimum deposit amount and the returns are based on your deposit. Lets take an hypothetical example, You can earn 388% after 55 days if you invest minimum $555. On the other hand, you can make 300% out of your deposit, if you deposit minimum $6666. So it depends on your deposit amount and your risk taking capability.

The design of the website is unique and uses a licensed GoldCoders Script. You can check the license authenticity by yourself using this link. Connection is secured by COMODO. The website is being hosted by DDos protected server from ZamaHost. A good thing that the domain name is registered for 10 years and will expire in 2025. Domain owner details is protected by Whoisguard so can't be viewed. For other domain details you may check the domaintools website.

Your can use PerfectMoney, Bitcoin, Okpay and Payeer to invest in this program. But the highlight of this programs is their 3 tier affiliate bonus feature. So if you are good at networking, you can earn a good income from Wallet-Plus. You can earn 5% referral commission from your direct referrals, 1% from your 2nd level referrals and again 5% from your 3rd level referrals. So if you want to make money by referring investors, go ahead and start promoting this program.

Overall, Wallet-Plus seems like a normal HYI Program. I prefer to categorize this program as "Risky". But considering the fact that the program has only started just one day ago, early investment may give you an opportunity to earn good income out of it. However, always remember the golden rule of investing in HYIP that only invest what you can afford to loose. Wish you luck!

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Welcome all! Let's prosper together!

Hello friends and readers,

with this post, I’m marking the official opening of my good old Hyip News and Reviews Blog. I initially started my journey in the month of May 2009 and administered it successfully till October 2012. After that I had to relocate to a new city due to my job and due to my hectic schedule, I had to close my blog.

When I started this blog in 2009, I was a mare collage going kid and this blog helped me to earn my pocket money. But now I have a stable job and also planning to get married in January 2016. SO this blog is not anymore for only earning. My primary focus is now to make my blog investor friendly. So I assure you that the truth will come to you in it’s raw form through my blog.

A lot has changed in HYIP industry during my absence period. I am constantly studying and trying to cope up with the changes and also spending my time formulating new strategies. In my personal life I work as a Financial Analyst in a Multinational Company. I'm sure, my professional experience will help me judge this market better. As HYIP Industry is volatile in nature, you need hawk's eye to judge it in detail. I'm sure I can be your guide again to the path of prosperity.

So, I wholeheartedly welcome you to blog to stay updated about all the recent news of HYIP industry. Stay tuned!

Regards,
HNR Blog Admin

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