September 2010

Gain Interest.com Review

Hello friends and well wishers, in last two days I have published total two reviews and I want to you all read them, because I can gladly announce that I am one of the most unbiased writer of the industry. I always write the actual things, not the fascinating imagination like some of my junior blogs. Just read those posts thoroughly, you will know the reason why I am telling this. However, today I am going to introduce a very nice looking, long term program those who have arranged the utmost security for their website. The name of the program is Gain-Interest.com. They are claiming to be registered as a 'limited' company in U.K with the good old forex trading story as their operational background. You will be able to find their forex trading signals in their forum. However, first I will discuss about their investment plans.

Investment Plans & Strategy :
Gain-Interest is offering total three types of investment plans, Daily, weekly and Monthly as "Managed Forex account". Their 'daily paying' plan is also having three segments. Just take a look at the picture below to get a clear understanding on the 'Daily paying' plans,

So from this picture you can easily understand the plan structure. All 'Daily paying' plans are having some common factors like, each plan is having the same Expiration period of 150 trading days and you will get back your principle amount after the period ends. I would rather suggest big money investors to skip these plans until you can afford "Bonds plan", because the returns are really low but however at the other hand, reasonable & sustainable too. Those who are comparatively small amount depositor, I will suggest them to use their 'weekly plan' instead. Take a look at the picture below,

So, those who are thinking of investing more than $500, I will recommend this plan to them as it will give you better return than 'daily paying' plans for the same deposit. Here also you will get back your principle amount just after the term expires.

Gain-Interest is having one more plan which is known as "Special plan" and it is a monthly plan. Here you will receive 24% return per month. But this plan is totally dedicated to the big money investors because the minum to join in this plan is $15,000 and there is no maximum limit. The investment term is 6 months and for this plan only, you won't get back your principle amount after the term expires. If you invest in this "Special Plan", the administration will provide you with a legally issued share certificate as a shareholder. However, I will not recommend this plan because here the risk factor will be very high than other plans. Even if your have that much amount to invest, I will suggest you to use 'weekly plan' or 'Bonds plan'. And also here I want to let you guys know that, for all plans, be it 'daily', 'weekly' or 'monthly', there is no Emergency withdrawl facility available. That means once you invested in, your deposit will be locked for the period of the respective plan. You won't be able to withdraw your initial deposited amount before the term expires.

Security & Script :
Gain-Interest administration have arranged a very tight security for their website which contains a DDos protected dedicated staminus server provided by DDosWiz. A positive SSL certificate has also been installed in the system to maximize data transaction security. Their domain name is registered for just one year and will expire on 22nd August, 2011. Click here to view the complete whois record. Their website is built using a new customized script which doesn't have any similarity with other industry standard script yet, the script is extremely easy to navigate. A forum is also available for investors which you can have access to it by clicking HERE. Moreover in terms of Security and script, Gain-Interest will get full marks on my score sheet.

E-Currencies & Affiliate program :
Gain-Interest accepts two major e-currency of recent times like Liberty Reserve and AlertPay. I am really very happy to see that AlertPay is gaining popularity again in this industry. But since Gain-Interest is claiming to be a registered company, I expected to see Bank Wire deposit as a payment gateway. I would really love to see bank wire in the near future as it gives more confidence to the investors and specially to the big money investors. They are also having a affiliate program which offers a very low 1% commission. It is really unique but I really appreciate this low commission because it helps any program to sustain for a long time. For earning affiliate commission you just need an account, no active investment is needed.

Conclusion :
At a glance, Gain-Interest seems like a good program to me but also a bit riskier because of the low returns because, the present trends of long term programs arenot good whatsoever. However, in the other hand, low return will surely help this program to sustain for a long time and I really wish that they will surely do. But since HYIP is a very liquid industry, you must always remember the golden rule of playing HYIP, that never invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

ForexTradersOnline.biz Review

Hello friends, This week I have joined in total three programs and today I am going to introduce one of them enlisted in my "Normal listing" called ForexTradersOnline.biz. It is a simple looking Daily/weekly paying long term program with the same good-old classic story of forex trading as operational back-end. We will cover this security and scripting issues later in this review, but for now I will discuss about the investment plans offering by ForexTradersOnline.

Investment Plans & Strategy :
ForexTradersOnline is offering total two basic types of investment plans to the investors right at the moment. One is daily paying and another one is weekly paying. Each type of plan is having three segments on the basis of your deposit range. And also remember that you won't be able to withdraw your principle amount before the term expires because this program doesn't allow emergency withdrawl.

From this picture, it is easily understandable that, each segment of this daily paying plans are having the same term of investment, which is 90 business days(5 days/week). For deposit range of $5 to $250, the daily return will be 2%. The percentage will increase as per the deposit range increases, as indicated in the picture beside. Similarly, for the deposit range of $251 to $1,000, your daily return will be 2.25%. And your daily return will be 2.5% for the deposit range of $1,001 to $10,000. Now the next segment is for the "Weekly paying" plans and this plan is also having three sub-segments like the previous plan. Take a look at the picture below,

This weekly paying plans are also having the same structured percentage of return based on your deposit size. The minimum deposit is $100 which is a bit higher than 'daily paying plans' and also with higher returns. For the deposit range of $100 to $1,000, the weekly return will be 12%. Just take a look at the picture, you will get the clear understanding on the returns and deposit range. Now here I want to discuss a strategy of playing with this kind of programs, which might help you to reduce the percentage of loss if the program runs away. But this strategy will help only big money investors. I will suggest to split up your investment in two parts and invest in both weekly and daily plans. Because 'weekly plans' will give you better return but you will get only one payment in week and in the other hand, 'daily plans' will give you a bit less earning but 5 payments per week. So try to split up you investment, it will give you a better earning but with reduced risk.

Security & Script :
The security system of ForexTradersOnline is not good, because I found a less-known DDos protection in their hosting but with shared server and also there is no SSL certificate. They are having a logo of BlackDos in their website but clicking that logo will redirect you to the yahoo messenger application. This kind of mistakes just show the non-professional side of the administrator. However, they are using a licensed GoldCoders script but the contents of the website is copied. Their "FAQ" page is below standard and loaded with default question & answers, and also with default E-Gold account questions. Click here to take a look at the screenshot. So after seeing these kind of major mistakes I can say that ForexTradersOnline is simply another HYIP game where you might win and also might loose. Their domain name is registered for just one year and will expire on 5th July, 2011. Click here to view the complete whois record.

E-Currencies & Affiliate program :
ForexTradersOnline accepts only two e-currency like only Liberty Reserve and PerfectMoney. They are also having a nice referral commission of 4% and you don't need to be an active member to earn from their affiliate program. Just create a free account with them and start spreading your link.

Conclusion :
At a glance, ForexTradersOnline seems like another HYIP game which is just 16 days old at the time of this publication. So I will suggest my reader to choose wisely before investing and always remember the golden rule of HYIP, that never invest anything which you cannot afford to lose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

HYIP industry updates

Hello friends, Today I received two mail updates. One from VodaPex [Reviewed Here] and another one from GobTrading.com. Here are the details of those mails.

VodaPex updates :

GobTrading Updates :

New Program of this week :
This week I have joined in total three programs, The reviews are on the progress.

Robotic-Invest.com [Reviewed Here]
Gain-Interest.com
ForexTradersOnline.biz

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Robotic-Invest.com Review

Hello friends and readers, today I've enlisted another nice looking, medium term, daily paying program in my blog's "Normal Listing" called "Robotic-Invest.com", those who are claiming to be a registered company of United Kingdom and also claiming to be operated in robotics and electronics related investments with over 4 years of experience in offline investments. However, this is bit different from the classic forex story but still there's no way to verify it. We will discuss this matter later in this review in details but for now I want to take a closer look at their investment plans first.

Investment plans & Strategy :
Robotic-Invest offers total five plans to the investors. All the plans are of same kind with the same period of 44 calender days, but the returns are different based on your deposit size. And also each plan is having one more similarity, that you won't receive your initial amount after the term ends, it is included in your daily return. Their first plan is known as "Plan A" and it offers 2.5% daily return for 44 calender days. This plan will be the most popular plan because of it's lower deposit amount of $10 and maximum allowed is upto $999.

The immediate next plan is known as "Plan B" and it offers 3% daily return for 44 calender days. But to get this ROI you have to deposit bigger amount of minimum $1,000 and maximum deposit allowed in this plan is $1,999. They are also offering three more plans which is having the same structure but with larger return for bigger amount of deposit. Just take a look at the picture below to get the clear visual understanding on all plans offering by Robotic-Invest,

These all plans are having the same period of investment which is 44 calender days. That means you will get paid 7 days per week. And also as I stated previously, you won't get back your initially deposited amount after the term ends. Your principle amount is included in your daily return. There is no such strategy to play with these plans because all the plans are fairly simple and your return will be based on your deposited amount. So just use your common sense and invest only what you can afford to loose.

Security & Script :
In terms of website security Robotic-Invest have just missed the bulls-eye for not having any SSL certificate. But since they are being hosted in a dedicated server, I would love to see a positive SSL certificate after the increment of their business volume. Presently their security system contains a DDos protected dedicated server from BlackLotus Communications those who are having a consistent performance over years in specialized hosting. Their domain name is registered for only one year and will expire on 12th September, 2011. Click here to view the complete whois record. Their website is built using the industry standard GoldCoders script and also having a very eye-catching design.

E-Currency & Affiliate program :
Being a registered company Robotic-Invest only accepts two e-currencies like Liberty Reserve and PerfectMoney. They are also accepting Bank Wire deposit but you cannot do this directly from their website. You need to send a support mail first to get their bank details and everything related to bank wire transfer will be done manually. Robotic-Invest also offers a very very lucrative affiliate commission of 10% which I think is a bit crazy and not sustainable, but when I asked the admin about that high percentage, she told me that "10% referral commission means we spend no money in paid stickeys etc which usually kills the programs". Well, I really wish it's true because one of my top performing program OilStructure also pays the same commission.
However, free members can also earn this same percentage of commission by involving new member in their program.

Conclusion :
At a glance, Robotic-Invest seems like another promising HYIP game where the winning chance is good. Their high daily return and weekend payout will make up your initial investment faster than other normal programs. They are claiming to be a registered company as I stated earlier, and they have mentioned their office address at the left sidebar of the website, which is,
Dalton house, 60 Windsor venue, London, SW19 2RR. But since there's no way to verify their address, it is impossible for me say anything concrete on it. I think some early birds like me will be in profit in this game because they have started their operation just one day ago at the time of this publication. But always choose wisely and never invest anything which you cannot afford to loose.

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HYIP industry updates

Hello friends, this week the industry seems to be down again with the collapsing of NovaFx.net [Reviewed here] followed by CosmopolitanInvest.com [Reviewed here]. I really expected them to run for a long time, but they ran away pretty faster than expected. However, a good new is also waiting for your guys because Forexica.com is opening again and also today I received a mail from the admin. But still my payment is pending, I will update my listing after I receive the payment. This is the mail from Forexica.com I received today,

Another new program GlobalForexIncome.net was also facing the above mentioned problem of Forexica. I have some pending payment with them but today morning I received all the pending payments along with a mail. Here it is,

Weekly top performing programs :
1> OilStructure.com
2> CherryShares.com
3> OrbisTrends.com
4> IncomeNonStop.com
5> VodaPex.com

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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YoKapital.com Review

Hello my readers and well wishers, just back from a lovely little trip from a lonely Sea beach of a place called Mondarmoni. Had a really great weekend so far. I hope you guys also did enjoy a lot. Now it's time to back to business, and as a part of it, today I am going to introduce a new program called "YoKapital.com", just launched on 14th of this month. It is a very nice looking program those who are claiming to be registered as "Yoka Limited" in U.K from 2008. They are having some significant uniqueness which have set them apart from the crowd. I will discuss about this matter later in this review, but for now, I would like to talk about their investment plans first.

Investment plans & Strategy :
YoKapital is offering only one investment plan but with 3 different segments in it. There is nothing to do manually, it's all automatic. They are offering an unique investment plan where your daily rate of interest will increase after a certain period of time. There is no end of term of the investment here, however, you can anytime withdraw your principal amount but after deducting variable percentage of fees depending on the lifetime of the investment. The plan structure is very similar to one of the greatest performing program of recent times, OilStructure. However, When you first invest with them, you will enter their "level 1" regardless of your deposited amount. This period will be effective from the 1st day upto 15th day of investment. In this 'level 1' your daily return will be 1.8% per calender day. You can always withdraw your principal amount here in all three levels. But each level is having different percentage of fees deductions. Here in 'level 1' the deduction will be of 30% if you withdraw your principle amount.

Now from the 16th day your investment will automatically enter to the "level 2" where, your daily return won't change and it remains 1.8% just as "level 1". But in this 'level 2', your initial investment withdrawl fees will be down to 15%. The "level 2" remain effective from the 16th day upto 30th day of the investment. Literally, your investment will have no restriction once you enter in the 31st day of the term. Because from the 31st day you will gain the benefit of the "level 3" which will give you 2% daily profit for each calender day. And also you will be able to withdraw your total initial amount without any fees once you are in "level 3". From this level your investment will actually have no expiration period. It's your wish whether you want to play for more time or else you are free to withdraw your initial amount at any time.

As a part of the strategy, I will suggest you not to play for the longer time with your money, once you are in 'level 3', try to withdraw your money within shortest time. as per my strategy, lets see how many percentage you can earn. For example, the investment value is $100.

Level 1 >> [1st day - 15th day] >> (1.8% x 15 days) = 27%
Level 2 >> [16th day - 30th day] >> (1.8% x 15 days) = 27%
Level 3 >> [From 31st day] >> withdraw your initial amount.

So, from the calculation, your profit from the investment will be (27% + 27%) = 54%, and after getting back the initial amount your total return will be 154% in 30 calender days if you play as per my strategy. But still, if you want to play with your money for longer time then you will be able to do it for the suitable time you want. Since you investment will have no expiration period. Take a look at the picture below to get a visual understanding of the investment plan of YoKapital,

Now, here let me discuss the factor which actually made YoKapital different in the crowd. When you invest with YoKapital, you have to bye shares, each share value will be $1 at the time of buying. But after 30th day, when you will sell it, you will get the price of that very day. Means, if that particular day the value of one unit share reaches to $1.10, you will get back $110 on your $100 investment which is equivalent to 100 unit shares. You will find the daily updated share price on the website home as blinking blue text. This is an absolute fresh idea implemented first time in HYIP industry as far as my knowledge concern.

Security & Script :
YoKapital website have implemented all the necessary security systems which includes a DDos protected dedicated server from Staminus communications and also a positive SSl certificate can be found to maximize the security of data transaction and to repel serious hacker attacks. Their domain name is registered for two years and will expire on 17th June, 2012. Click here to view the complete whois record. YoKapital website is built using a very popular neversay script, which is secure and also very easy to navigate. The surprising thing is, you won't be able to found and withdraw option in the whole website, that means you will not be able to request your payments manually, rather, you will receive the daily profit automatically at the same time of each day. It is also a pretty rare seen feature in HYIP industry which certainly have made some uniqueness in YoKapital.

E Currency and Affiliate program :
At this point of time YoKapital accepts only two major and time proven E-currencies like Liberty Reserve and PerfectMoney. Well in that case, I got a little disappointment because I did hope to see some real E-currencies like AlertPay here, since YoKapital claims to be a registered company. Yokapital also offers a very lucrative referral commission, and here also YoKapital have a shown a little difference again. They are offering 5% commission to those who are having active investment with them. For free members they are offering only 2% commission. You can find their banners here.

Conclusion :
At a glance, Yokapital seems like a "better than the average" program with lots of potential. I really liked their Auto-payout feature, this way you will also receive your affiliate commission instantly. The share concept is absolutely fresh and might benefit you after the 30th day of your investment cycle. I think everyone of us will be able to make some good profit from YoKapital in this post recession time of HYIP industry. But before investing, always remember the golden rule of HYIP, that never invest anything which you can't afford to loose.

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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CragsWood.biz Review

Hello friends and reader, last week we have got two sudden breakdown of PerfectMoney.us and HOX.Biz almost at the same time. At the other hand, my "Diamond Listing" is getting filled up with new potential programs. Now here a confusion arises, some of my readers asked me last week, that How can I differentiate and interpret about any program's potentiality, and what certain factors make any program different from others! Well, let me tell you guys that, HYIP is a very liquid industry, so I can't guarantee anything, but yes, there are certain factors which makes any program different from other programs, like Customized script other than any industry standard script and original content throughout the website. These are two basic features of different and potential programs. Today I am going to introduce such a program those who are having these two above mentioned factors, which actually made me feel interested in taking a closer look when I first visited their website. The name of the program is "CragsWood.biz". However, I will cover this these matters later in this review but for now,
we will discuss about their investment plans first.

Investment plans & Strategy :
CragsWood offers total two basic type of plans to the investors. One is 'daily paying' and another type is 'bi-weekly paying'. Each type is having some individual segments which actually differentiates in returns based on your deposit size. The fist plan in 'Daily paying' segment is known as "opportunity fund" or "COF", and it offers 1.1% daily return for 30 business days. The minimum investment to join in this plan is just $30 and maximum allowed upto $249. You will also get back your principal amount just after the investment term expires. This rule of returning the principal amount is common for all four plan in this segment. The other three plans are just the same as "COF" plan but with larger deposit range and better return. Just take a look at the picture below to get the clear visual understanding on all daily paying plans of CragsWood,

So from the picture, it is very easy to understand the structure of the plans, that your daily returns depends on your own deposit range. The bigger amount you invest, the bigger your return will be. You will have the compounding feature with these plans but the percentage of allowed compounding varies from 5% to 85%. I will not recommend investors to use this feature unless you want to take risk with your money. However, if you want to take risk then use a moderate percentage of compounding to earn a noticeable extra income if you succeed.

CragsWood also offers another segment of Bi-Weekly plans to the investors. Take a look at the picture,

Bi-Weekly return means, one payment in 2 weeks. The term of each plan is same, which is 100 trading days or 20 weeks. The returns of Bi-Weekly plan is better than daily paying plans but also the risk is higher. So I will recommend you guys to avoid these Bi-Weekly plans unless you want to take higher risk. Compounding is also available for these plans ranging from 0% to 75%. Since HYIP is a very liquid industry, I will request you all to choose wisely before investing your hard earned money.

Security & Script :
The security system of CragsWood website is really very good which contains a DDos protected dedicated server from Black Lotus and also a positive SSL certificate installed in the system to maximize the data transaction security. However, you should remember that these server statistics doesn't guarantee the return of your investment. So don't judge any program just by it's security systems. Their domain name is registered for just one year and will expire on 8th June, 2011. Click here to view the complete whois record. CragsWood website has built using an absolutely customized script and it's also very easy to navigate around. But here I need to share some of the flaws I found while checking the website thoroughly as a part of my regular research. The main website contains a page called "Investment" where you will find the details of the investment plans offering by CragsWood. But very surprisingly, the actual plans are somehow different from the details of this page. It differs in investment term and also in names. And even their "Distressed real Estate" or "DRE" plan doesn't actually have any existence. I think this kind of silly mistakes can make a big difference in a programs future. And that kind of mistakes always gives me the feeling of another HYIP gaming instead of a real world investment.

Payment Processors & Affiliate program :
CragsWood accepts Liberty Reserve and PerfectMoney as a regular payment gateway and also they accepts HD-Money, GlobalDigitalPay and Bank Wire deposits. They are also offering a very lucrative two level affiliate program. You will receive 6% commission from your direct referral and will also earn 4% commission from your 2nd level referral here.

Conclusion :
At a glance, CragsWood seems like a normal program with all the necessary security systems installed in the website. But no "FAQ" page is found on the entire website. Their is a link is present but clicking on it will land you to their support page. And also found some mistakes in the details of their investment plans. So after seeing these kind of mistake, it forced me to think CragsWood as just another HYIP game. However, if we put these mistakes aside, CragsWood seems like a good choice to make some money. I really hope they will pay their investors for a real long time and will become another investor's hotspot soon.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum
MSF Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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CosmopolitanInvest.com Review

Hello friends and followers, another weekend is approaching and this week I have updated some new section to my blog, Like rotating banner ads place and a quick news ticker which can be seen just below the top header banners. This quick news ticker will help me to keep you guys updated about the recent happenings of HYIP industry. After opening the "diamond listing" section I am getting many interested clients as this listing is now having total 6 new programs added in last week. Today I am going to introduce a new program called "Cosmopolitan Invest". It is a very professional looking, daily paying mid/long term program with tight security systems installed in it. They are also claiming to be a registered offshore company established in 1979. I will cover this matter later in this review but first, lets talk about the investment plans offered by CosmopolitanInvest.

Investment plans & Strategy :
CosmopolitanInvest offers total four investment plans to the investors. All four plans are the same kind of daily paying plans just with better ROI for bigger deposit. The plan structure is very simple. Just take a look at the pic below to get a better understanding on the plans,

Now, you can clearly understand that your daily return will be based on your deposited amount. There is no such strategy to play with this kind of plan because if you have $500 to invest, then you will surely choose the second plan, it's common sense. But still, if you don't want to play with your money for long time, you can always withdraw your principal amount just after the deduction of 5%. I will recommend you guys to withdraw your principal amount after getting 30%-40% profit from that plan. Because after getting 40% profit, when you will withdraw your principal amount, you will receive 95% back, so in that very situation, your total return will be (95% + 40%) = 135%. But this strategy applies only if you don't want to play for a longer time with your money. So if you want to take a calculated risk, you can also use their compounding feature to earn some extra bucks possible. Now take a look at some rules which has been specified for all four plans.

Investment period for all plans : 90 calender days.
Compounding available.
Principal amount will be returned after the term expires.
Emergency withdrawl available : You can withdraw your principal amount at any point of time. A very small 5% fee will be deducted from the requested amount.
Payments are processed only in business days.

Security & Script :
In terms of security, CosmopolitanInvest will get full marks in my score sheet. It includes a DDos protected dedicated server from Black Lotus and a positive SSL certificate to maximize data transaction security and also for maximum uptime of the website. CosmopolitanInvest is another program of my "Diamond list" those who haven't enforced any kind of privacy protection to hide their registrant address. The address is,

St.53, Marbela & Ave 5A B South, WTC, Panama City
GLOBAL BANK TOWER, 50th Street -10th floor
Panama
Panamá,0000
PA
Tel. +507.9999

I can't really assure you guys about the originality of the address because I don't have any way to verify it's legitimacy. Their domain name is registered for three years and will expire on 11th April, 2013. So it can be easily assumed that administration have taken a long time to make this program online after the domain registration. That's why the program is pretty well executed and gave it a clean and professional look. The website is built using the well known GoldCoders script with a very original FAQ page. Click here to view the complete whois record.

Payment processors & affiliate program :
CosmopolitanInvest accepts total three major online Payment processor such as Liberty Reserve, PerfectMoney and my all time favorite AlertPay. I really expected a lot to see the Bank wire deposit because CosmopolitanInvest claims to a registered and old company, but Bank Wire is not available now. I hope administration will think about it as Bank Wire deposit method always increase the legitimacy of the designated program. CosmopolitanInvest also offers an affiliate commission of 3%, which you can avail even if you are not an active investor of them.

Conclusion :
Overall CosmopolitanInvest seems like a good program to me which can help us to earn some profits. But on the other hand I can't really smell any real life business as operational backend of CosmopolitanInvest. However, I am impressed by seeing the confidence of the administration and I hope administration will not let us down. But since HYIP is a very liquid industry, always remember the golden rule of HYIP. That never invest anything which you can't afford to loose.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Read more...

NovaFx.net Review

Another new month have started and the progress of HYIP industry is in full move now. From last couple of days I have introduces several professional looking programs to you guys. Today, I am going to add one more program to that list called "NovaFx.net". It is a very professionally designed, daily paying, long term program those who are claiming to be known as 'Nova 88 Limited' as a registered company of New Zealand with a classic story of Forex trading as operational backend since 2009. However, I will start this review by discussing their investment plans first.

Investment plans & Strategy :
NovaFx offers total four investment plans to the investors. But before moving onto the individual details of the plans, lets take a look at the picture below,

From this picture you can now easily understand the basic structure of the investment plans offered by NovaFx. The purpose of their "starter" plan is just for testing their services. It offers a very low daily return of 0.40% only for 15 trading days (5 days/week). And only for this plan you will receive your principal amount back after the term expires. Small money investors can use this plan to earn a quick little money if they don't want to play with their hard earned money for longer time.

However, for more serious investors, I will suggest to use other plans instead of "starter" plan as per their size of deposited amount. The other three plans are having the same term of 140 business days which is equal to 196 calender days and unlike all other daily paying long term term programs, here in NovaFx, you won't get back the principal amount after the term expires for 'Basic', 'Professional' and 'Premium' plans. It seems realistic to me because from the past history, I've seen that most of the long term programs stops paying before their first cycle of investments end, because after paying interests for long time, they fall into a money flow problem when the time comes to pay the principal amount back to the investors. So here in NovaFx, it is expected that they will not face these kind of problems which might force them to stop paying. But this rule of not returning your principal amount might increase some risk at the other hand, because no principal return means there is no way of emergency withdrawl facility. So if you invest here, you won't be able to ask for principal amount back if you need emergency money at any point of time. Your money will be locked in for 140 business days once you invest here. However, I really don't think it will make any big difference because investing in a longer term will always put the investors in a risk as per the present market trends. And since you will not get back your principal amount, So just use your common sense and invest wisely.

Security & Scripts :
NovaFx.net is using a very tight security system which includes a DDos protected dedicated server from BlackLotus which is one of the oldest and biggest provider of DDos protection, and also a positive SSL certificate from COMODO. Their domain name is registered for two years and will expire on 20th May, 2012. Here I must make you all noticed about the fact that, the domain name was registered on the month of May, but NovaFx actually started their online venture in the last week of August. So it's very easy to assume that NovaFx website is a very well thought-out and also very well executed in all respect, from contents to designing. Click here to view the complete whois record.

Payment processors & Affiliate program :
NovaFx accepts a good verity of payment processors for a wider range of investors which includes Liberty Reserve, PerfectMoney, SolidTrustPay, GlobalDigitalPay and my all time favorite AlertPay. The list also includes Bank Wire transfer but you cannot directly make Bank Wire deposit through the website, instead you need to use their support system to contact them first. NovaFx also offers a very lucrative affiliate commission of 5% for every deposit made by your referrals. You don't be an active investor of NovaFx to earn from their affiliate program. So just make an account and move on.

Conclusion :
Overall NovaFx seems like a good program with all the potential to become one of the hotspot of investors. After a long time I found another program those who have not used Privacy Protection to hide their domain registrant address. From whois search, I found their address as,

Nova 88 Limited ()
Fax : +1.4822338943
16 Titirangi Road,
Auckland, New Zealand 0604
NZ

Not going to any debate that whether the address is fake or not, but in the other hand, it will surely boost the confidence of investors. I really hope NovaFx will prove themselves by paying their investors right on time and also for long time. But like statutory warning, always remember the golden rule of HYIP, that never invest anything which you can't afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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