OwenFunds.com Review

Hello friends and readers, I have some very good news to give you guys. Last week I acquired a HYIP monitor program called GxMonitor.com. So from now on, you guys will be getting almost real time updates on any program's status. That will certainly help you to get more insights on the present status of any program. However, Today I am going to introduce a very new program called OwenFunds.com those who are just 5 days old at the time of this publication. It is a long term, daily paying program with custom script and loaded with all advanced secutiry systems. They are claiming to be a registered company in United states as a limited liability company. We will discuss these matters later in this review, but for now I want to discuss about their investment plans which is actually the most important factor in an investment program.

Investment plans & Strategy :
OwenFunds offers total two daily paying investment plans to the investors right at the moment. But before we move onto the details of their plans, just take a look at some common rules first,

• Principle amount will be return after the term expires.
• Advance termination of investment is allowed with the deduction of 1% fees.
  
• Payout 7 days per week.

Now just take a look at the picture below to get the better understanding on the details of their first investment plan,

This plan is known as 'Basic Investment plan' or 'NFP', which offers a variable daily return ranging from 1.20% upto maximum 1.50%. The period of this first plan is 90 calender days, but after 15 days you can withdraw your capital and cancel the investment. So the lock-in period is actually 15 days and you can then withdraw your principle amount if you want after that. There will be a negligible deduction of 1% if you withdraw your principle amount after 15th day or before the term expires. This plan is certainly dedicated to the small money investors because the minimum to join is just $1 and maximum allowed upto $20,000.


OwenFunds offers one more plan which is known as 'Professional Investment plan' or 'GFP' plan, which offers variable daily returns from 1.80% to 2.00% based on your deposited amount as mentioned in the picture beside. The term of this plan is 180 calender days and you will get back your principle amount after the term ends. You can also terminate your investment here but unlike the first plan, the principle lock-in period is 30 days. After the 30th day, you can always terminate your investment to get back the principle amount just after deducting the 1% fees. The minimum is $100 and maximum allowed upto $100,000 to join in this plan.

There is no such strategy to play with this kind of straight forward plans, but if anyone don't want to take risk for a longer time, I will suggest them to withdraw their invested amount when they will think that, they have already earned sufficient profit for the time being.

Security, Script and Support :
The security system of OwenFunds is really impressive as it contains a DDos protected dedicated server from 'nvhserver.com' and also a positive SSL certificate from GeoTrust has been installed to maximize data transmission security. Their domain name is registered for two years and will expire on 16th September,2012. Click here to view the complete whois record. OwenFunds have also shown some uniqueness in their script, as it is completely customized and you won't be able to find any similarity with any industry standard popular scripts, hence the script is extremely easy to navigate and use. I really appreciate using customized script because it certainly shows the uniqueness and seriousness of the administration towards the program. The website contains a nice and informative 'FAQ' page loaded with original contents. The support services of OwenFunds is average because being a registered company, I expected to see a telephone support system. But at present they are offering live chat support for the investors along with the traditional mail support service. Ovarall the website contents are original and informative in all respect, which I really liked about OwenFunds.

E-Currency & Affiliate program :
The choice of electronic payment processor is really limited to only Liberty Reserve. It disappointed me a bit, because I expected to see some real e-currencies like AlertPay and bankwire transfer. I think administration will certainly think about that because processors like AlertPay always boost the confidence of the investors. However, OwenFunds offers a really nice and lucrative referral commission in a structured way, where you will receive commissions from 5% up to 10%.

For 1 to 10 referrals, you'll get 5%
For 11 to 20 referrals, you'll get 6%
For 21 to 100 referrals, you'll get 7%
For 101 to unlimited referrals, you'll get 8%
for deposits more than $10,000, commission will be 10%

Conclusion :
At a glance, OwenFunds seems like an original & unique program with lots of potential to grow like a giant. They are claiming to be a registered company of USA with the registration number of T873810/USA/CA. But since these kind of claims cannot be verified, I will request my readers, not to judge any program by it's security systems or by it's registration. Because none of them guarantees the return of your investment. SO use your own intuition and always remember the golden rules of HYIP industry that, never invest anything which you cannot afford to loose.

What other are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Gain-Interest Closed

Hello friends, Today I got a mail from Gain-Interest administration confirming the shut-down notice of their program. They have said that, all the investors will get back their money within 24-72 hours. Here is the copy of the mail,

Thank you for being with us. This week was not a good week for us and we have to say it was a very bad one.

From the inception of Gain-Interest.com , we have faced many dishonest things in what you refer as "industry". This "industry" is full of craps (from programmers to dishonest monitors,....) and I don't know how and who can fix its problems, I think the investors are the only ones who can distinguish between lousy and real guys. I personally felt that "you have to be another person so can work in this situation". We encountered many problems but each time we said " that's OK, we will get it right, we can be successful and make profits for ourselves and others". Our LR account was hacked, we had to change the hosting provider,....and we did our best not to delay or breach of any of our promises. Now the new story begins:

We have been reported by several members that our deposit function of the script is not working. We told this to our programmer and he said there is a bug in your script and will take time to rectify that as he has to scan all the script's files. We thought he is saying that just to get more money but it was confirmed by another 3 programmers. We said OK, we will install a new script and will get the database transferred. But they said your script is a crap and its tables are different. On the other hand we have received some emails saying some other problems in the script as well, like not being able to edit the account details,....

So due to these and many coming problems (we have received some threatening emails as well,...), because we cannot change our attitudes and cannot adapt to this so called "industry" we are announcing CLOSING of Gain-Interest.com .

I am really sorry to be the bearer of bad news. We came here to stay for a very long time and make money for all of our members but we didn't know about these **** stuff.

These are the terms for closing:

1- ALL the INVESTORS will get back their money in the next 48-72 BUSINESS hours.

2- ALL monitoring services are canceled.

3- NO new member can signup.

4- NO new withdrawal nor pending will be processed.

5- NO email is answered concerning this matter. Except the investors can email us if they didn't get their money back in the proposed time frame.

Please be advised that is not a "run away" story as we came to stay but.....

I wish we knew the condition of this business before starting it and hope you will be successful in this "industry".

Thank you for understanding our situation.

Best Regards,

Gain-Interest.com Administration Team

I will keep an close eye on forums to verify their claiming that they will refund investors money, and will keep you guys updated.

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CazaInvestment.com Review

Hello dear readers, after a short leave of 5 days, I am back again with a new review about a very new program called "CazaInvestment.com". It is a daily paying, high ROI program with a very decent looking website. They are claiming to be a registered company as 'Caza Investment Inc' in Cyprus since October, 2007. Now lets focus to their investment plans, which is the most important part of any program.

Investment plans & Strategy :
CazaInvestment offers total two investment plans to the investors right at the moment. The first plan they are offering is known as "Caza Exclusive plan" and it offers 3.2% daily return for 45 calender days, means you will receive payments for 7 days per week. You just need $10 to start with this plan and maximum deposit allowed is $5,000. But in this plan you won't get back your principle amount after the 45 days term expires. So from this plan your total return will be (3.2% x 45) = 144% where 44% is pure profit on your investment. Take a look at the picture below to get a visual understanding of the plans offered by CazaInvestment.

They are offering one more plan which is known as "Caza Executive Plan" and it offers a massive 6.50% return for 21 calender days, and the best part of this plan is, you will get back your principle amount after the 21 days term ends. The minimum to join in this plan is just $50 and maximum allowed is $10,000. But here in this plan, your cashout term will be weekly, means one payment in every 7 days. However, you will receive daily interest in your account but you will able to cashout then one in a week. You will receive total 136.5% return just by summing up the daily interest, but after receiving the principle amount, your total return from this plan will be 236.5% in 21 calender days.

There is no such strategy to play with such a straight forward plans but, if you have atleast $50 to invest and have the capability to take a calculated risk, I will suggest you to use "Executive plan" because of the higher returns. However, for those who don't want to take risk, they should invest in the daily paying plans but also with lower daily return. CazaInvestment is a fairly simple HYIP game where the winning chance is really bright for the early birds.

Security, Script and Support :
CazaInvestment admin have arranged an average security system for their website which contains, a DDos protected dedicated server from KoDDos, but no SSL certificate is found on the system so far. Since the website is being hosted on a dedicated server, I wish to see a SSL certificate soon installed to maximize data transmission security. The domain name is registered for only one year and will expire on 22nd May, 2011. Click here to view the complete whois record. The script they are using is a licensed GoldCoders script which is the most popular script in HYIP industry. The design of the website is also good and eye-catchy which will surely make you feel interested to take a further look into it. The contents of the website is somewhat original but they are missing an informative FAQ page, it is average and mostly loaded with default answers. CazaInvestment offers a really good support service to their investors which includes a telephone and fax support along with the traditional mail support service. Here are the details of their postal address and numbers,

Cazainvestment IncCorporation.
P.O.Box 28495, 18374 Nicosia
Nicosia, Cyprus
Email: admin@cazainvestment.com
Tel: (+357) 22883746
Fax: (+357) 22880375

E-Currency & Affiliate program :
CazaInvestment accepts most of the major e-currencies like Liberty Reserve, PerfectMoney, SolidTrustPay and my favorite AlertPay. They are also having Bank Wire facilities, but for this method you have to first send a support mail to get thew details. You won't be able to use Bank Wire directly from your account. They are also offering a very lucrative affiliate commission of 6%, and the best part is that, free members can also earn from it without having any active investment with them.

Conclusion :
At a glance, CazaInvestment seems like a normal HYIP game where the winning chance is really good because of it's shorter terms and high returns. I really think that early birds like me will be in profit within a very short time with them. The program is still new and paying for last 7 days at the time of this publication, so I think it's not much late to invest here and gain the profits. However, always remember the golder rule of HYIP, that never invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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AvFinance.com Review

This program is not paying anymore. New investment is not recommended.

Today I am going to introduce one of the big investment companies called "AvFinance.com" It is a daily paying, long term program with so many professional qualities to talk about. AVFinance is a private investment company that operates internationally and has been in business since 2003. We will first discuss about their investment plans because it's most important factor of any program.

Investment Plans :
AvFinance is offering total five investment plans in a very nice structured way. AVFinance offers a very useful feature, where you can withdraw your principle amount anytime you want without paying any single fees. There's nothing much complexity about the plans because all plans are having the same term of 90 days. Lets have a look at the main features of the investment plans.

• Investment period: 90 calender days.
• Paying 7 days a week: There is no boundaries like business days, so you will be able to make out your money much faster.
• Withdraw principle at anytime: You can withdraw the initial amount anytime you want and you will receive it instantly. The best thing is they will not charge any fees for that.
• all Withdrawals will be processed instantly via LibertyReserve and PerfectMoney.
• Auto migrate to plans: Big money investors will certainly get benefited from it. So from this process whenever your principle amount will reach to the minimum amount of next level's plan, you will be automatically migrated to that next plan and will receive the interest of that plan.

Now take a look at the picture below to get a clear visual understanding of the plans. They have created the segment on the plans based on your deposit range.

I think plan 3 will be the most popular plan, Just take a look at the examples of the plans,

"Plan1" with minimum of just $25 and maximum allowed up to $499. In this segment your daily return from this plan will be 2.8% of your invested amount. So for the 90 calendar days term, you will receive 252% return on your invested money just by summing up the daily profit, and after receiving the principle amount back, your total return from "Plan1" will be a massive 352%. Example: when you invest 100$ in this plan you will earn 352$ in 90 calendar days.

"Plan2" with minimum of just $500 and maximum allowed up to $999. In this segment your daily return from this plan will be 3.7% of your invested amount. So for the 90 calendar days term, you will receive 333% return on your invested money just by summing up the daily profit, and after receiving the principle amount back, your total return from "Plan2" will be a massive 433%. Example: when you invest 100$ in this plan you will earn 2,165$ in 90 calendar days.

"Plan3" with minimum of just $1000 and maximum allowed up to $1999. In this segment your daily return from this plan will be 4.6% of your invested amount. So for the 90 calendar days term, you will receive 414% return on your invested money just by summing up the daily profit, and after receiving the principle amount back, your total return from "Plan2" will be a massive 514%. Example: when you invest 100$ in this plan you will earn 5,140$ in 90 calendar days.

"Plan4" with minimum of just $2000 and maximum allowed up to $2999. In this segment your daily return from this plan will be 5.5% of your invested amount. So for the 90 calendar days term, you will receive 495% return on your invested money just by summing up the daily profit, and after receiving the principle amount back, your total return from "Plan2" will be a massive 595%. Example: when you invest 100$ in this plan you will earn 11,900$ in 90 calendar days.

"Plan5" with minimum of just $3000 and maximum allowed unlimited. In this segment your daily return from this plan will be 6.4% of your invested amount. So for the 90 calendar days term, you will receive 576% return on your invested money just by summing up the daily profit, and after receiving the principle amount back, your total return from "Plan2" will be a massive 676%. Example: when you invest 100$ in this plan you will earn 20,280$ in 90 calendar days.

Security, Script & Support :
AVFinance have arranged a very impressive security system for their website, which will get full marks, 10 out of 10. It contains a DDoS protected dedicated server from Blockdos.net those who are already a big-name in specialized DDoS hosting sector. A positive SSL certificate from COMODO has also been installed in the system to maximize the data transmission security. Overall, the security is really good to prevent any possible mall ware or hacker attack. The website is available in total four domains which is another very good step taken by the administration because if you find any one domain down or not opening, you can always access the website by using other domains. You can use "net", "biz", "org" domain extensions along with the "com" domain. Their domain name is registered in 2003 and will expire on 29th May, 2015. Seeing the registration month of the domain it can be easily assumed that the program is pretty well planned and nicely executed, as we all can see a very well designed website loaded with original contents. A very important part of any program is their support services, and I must admit that AVFinance also excels in here. Along with traditional mail support service, AVFinance also offers phone support from 6 different numbers from two regions. Here are the number details as mentioned in the website,

AVFinance website is built using a heavily customized licensed GoldCoders script (You can check their license just by clicking HERE) with strong security feature like virtual keyboard to protect you from Keylogger trap. The 'FAQ' page is good and you will find almost all your queries are answered there. The website also contains a link where you can actually check their whois record. everyone must also remind that, these security systems are used to run the website smoothly and also maximize the data transaction security.

It's really amazing that they are being monitored by more than 200 popular HYIP monitors. You will also find link of more than 60 popular investment forums from all over the world with the link of their program. It's really a very nice attempt from administration as these links are bringing up the currents status of their program in front of their investors, so that they can get the right information at the right time. These link collections will also work as an online directory for the new investors those who are having the lack of resources. I really welcome this effort from the administration to become visible in all respect to all kind of people by making them more comfortable about their intentions and queries.

Accepted Currencies & Affiliate program :
AVFinance.com accepts two major processors like Liberty Reserve and PerfectMoney and also offering instant withdrawal felicity by these two processors. They also accepts BankWire deposits. For this method you have to send them a mail first to get the details of the payment. AVFinance also offers a very lucrative affiliate commission to the members which is 5% and you don't need to have an active deposit with them to earn from the affiliate program. Just create an account and start promoting their program to earn from it.

Conclusion :
AVFinance is a legal registered company those who have started their operation since 2003 and they guarantee both of your capital and earnings. I really like their approach to place monitors and forums links in their homepage. It certainly shows the honesty and confidence of the administration towards the program. They are also having a massive advertising budget which results total 2500 active investor accounts at the time of writing this publication. At a glance, AVFinance is a very professional program to make huge profits for long time. I will suggest you to invest in this legal registered company. Make a calculation that how much profit you want to make. Plan your steps. I think general investors like me, can make huge profits with them.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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HYIP industry updates

hello friends, it's the time for the industry updates. The first update I received from Gain-Interest, here is the details of the mail,

Sometimes inevitable things happen especially in business and when you don't expect them. Unfortunately one of them happened to us yesterday and we tried to resolve the problem without making you worried but it seems we have to.

Yesterday a hacker from Germany (with IP: 85.25.148.198) has hacked our LibertyReserve account and gmail account. We believe this has NOT happened because of our weak security percautions but because the person was who knew everything about us. This caused and will cause a short delay in processing withdrawals as well because we have to fund our new account and it takes time. Please be patient and accept our sincere apologies for this. We will process them ASAP. We have processed all pending withdrawals until the minute we are sending this email.

Now we feel that we have to move our hosting to a better and more honest provider and who can guarantees our details' safety. Due to this, our website will not be available from 1-2PM GMT for the next 24-36 hours until the new DNS is propagated. Different regions around the world may access to it in different time frame. We are really sorry but it is out of our control.

As we said from the first day, safety of our members is the most important thing to us and this is the only way we can be sure of this at the moment.

We want to be honest with you in any move. If you have any doubts you can contact us through Yahoo Messenger: gain.interest .

Please accept our apologies. We are sorry for any inconvenience and thank you for your understanding and patience.

Best Regards,

Gain-Interest.com Administrator

The next update is about EarnPlaza. Here is the details of the mail,

As I promised in last newsletter we have finally added phone support. Phone support is currently in a test mode, anyway you can contact us now by calling +1 646 3511232. At the moment phone support is available only on English language. By the way I am currently working also on French and Russian phone support so stay tuned, I hope I will announce it in one of the next newsletters. I have also hired a new staff member who will be responsible for a live support and also support tickets. From now to your questions at live and ticket support will answer Nick and I hope you all will like his desire to help EarnPlaza members. I think its a good news for all, because from now I will have more time to develop EarnPlaza and I am sure we will be the best program in HYIP short industry very soon.

Also want to inform that today we have faced some problems with email server and I cant at the moment reply to EarnPlaza members emails and I am really sorry for this. Anyway I am sure that this problem will be fixed soon and dont forget that you still can get reply to your answers at live support, phone support and ym. All payments has been processed as usual and thats all for today. Thank you all for a huge support and see you all soon.

Best regards, Matt Powell
EarnPlaza Support
YM earnplazainvestments
+1 646 3511232

The final update is again about Gain-Interest, Here are the details,

Thank you for your patience and understanding during changing our hosting provider. We appreciate all of you kind comments and emails. We have moved everything and all should be perfectly working now. Please let us know if it is not so.

We believe that there wasn't any withdrawal delays as we did our best to achieve this. BUT there might be some withdrawals which were requested in between the process and not registered for the admin panel. In that case, your withdrawal amount has gone back to your account and we ask you to request it again.

There is also a new payment processor added to our website, which is well known to all we assume, Perfect Money. From now on you can use Perfect Money to deposit and withdraw in Gain-Interest.com .

We have changed our Live Support software as well which has more comfortable environment and more professional looking.

Our SSL certificate has to be issued again and will be done as soon as possible.

We would like to hear your feedback and suggestions to improve our website and services.

Thank you again for your patience and nice words. Please do not hesitate to contact us if you need any help,

Best Regards,

Gain-Interest.com Administrator

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Inno Club.com Review

This program is not paying anymore. New investment is not recommended.

Hello all my friends and readers, I wish that you will have a very nice weekend. Tomorrow I am going to attend the reunion party of my graduating college, and that's gonna be real fun. But it's time for talk about business, and as a part of it, I am going to introduce a program called "Inno-Club.com" for you guys. They are not really new in this circuit and already paying for 13 days at the time of this publication. It is a long term daily paying program with a clean looking website, which also available in total three international languages like French and Spanish along with our good old English. Inno Club is also claiming to be a registered company in Belize in the name of InnoClub Overseas Ltd. However, we will first look into the most important criteria of any program which is their investment plans, because this is something which actually decides the lifetime of any program in the background.

Investment plans & Strategy :
Inno-Club offers some very simple investment plans and in a very structured way, where your daily return will be calculated on the basis of your deposited amount. First take a look at the picture below to get the basic understanding on the plans.

For the deposit range from $3 to $30, you will get daily return of 2.5% for 80 calender days. That means you will get daily interest credited on your account for 7 days per week. The next segment of this plan will give you 3% daily return for the deposit range of $31 - $100 for the same 80 calender days time. Here you must remember that you won't get back the principle amount after the term expires for any of the plans. For an example, you will receive 3% daily if you have investment of $100 with them, so you will be getting $3 daily. For 80 days term you will receive total return of $240, means 240% return just by summing up the daily interest.

There is no such strategy to play with this kind of straight forward plans because everything is very structured and your return will be based on your deposited amount. So just use your experience and remember not to invest anything that you can't afford to loose.

Security, Script & Support :
The security of Inno-Club website is really impressive which contains a DDos protected Staminus server provided by DDosWiz, and also a positive SSL certificate has been installed in the system to maximize data transmission security. The domain name is registered for just one year and will expire on 24th September, 2011. Click here to view the complete whois record. The script they are using, doesn't seem similar to any industry standard script. The chances are good that it might be a customized one. However, I am not quite sure about it. The contents are few throughout the website but it looks original. If anybody feel interested to know about their investments and operations, can take a look at this page. Inno Club administration is mainly offering the basic mail support service, but they have also mentioned a P.O.Box address in their support page where you can actually contact them by sending a letter. They are also in the process of adding bi-lingual chat and phone support very soon. I would love to see that because I think it will certainly boost the confidence of the investors and also win a lot of attraction.

E-Currency & Affiliate program :
Very surprisingly, even after claiming to be a register company, the choice of E-Currencies are really limited to only Liberty Reserve and PerfectMoney. I expected to see some processors like AlertPay and also Bank Wire transfer. I really wish administration will think about that and I would love to see them as a payment gateway of Inno Club in near future. Inno Club also offers a very lucrative affiliate commission of 10% and also free members can be benefited from it.

Conclusion :
At a glance, Inno-Club seems like a normal program where you can win and also can loose. And since their claim of being a registered company cannot be verified, it's hard to say anything concrete on it. I will call it another HYIP game where all the potentials are present to become a profitable venture for you. But still, always remember the golden rule of playing HYIP that, never invest anything which you cannot afford to loose.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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TaflexTrust.com Review

This program is not paying anymore. New investment is not recommended.

Hello friends, I hope you all are doing good just like me. As you know I am an INDIAN and more specifically North Indian, From 12th of this month, the biggest festival of my community is going to start. It's called "Durga Puja". I am very much excited and looking forward for having a good and stress free time for some days. I will be taking a little break from my blogging work for those days, but for now, I am going to represent a very new program called "TaflexTrust.com" which I have enlisted in my 'Diamond Listing' just on 4th October. It is a normal looking program with long term daily paying plans with multi-level affiliate structure. Their website is also loaded with all the necessary industry-standard security system installed in it. However, I will first discuss their investment plans here in this review.

Investment plans & Strategy :
TaflexTrust offers total three investment plans to the investors right at the moment. Each plan is 'daily paying' and offers payout for 7 days per week. The first plan of TaflexTrust is specially designated for small money & general investors like me, where the minimum is just $10 and maximum allowed upto $500. It offers a daily return of 2.4% for 60 calender days. You will also receive the principle amount just after the 60 days term expires. Here I must mention some rules which are common for all three plans offered by TaflexTrust.

• Payout 7 days per week.
• Principle returned after the term expires.
• compounding feature is not available.
  
• No emergency withdrawl, means you cannot withdraw your principle amount before the term expires.
  

The second plan they are offering is known as "Plan 2" and it offers 2.7% daily return for 90 calender days. But to get this return you have to invest minimum of $501 and maximum allowed upto $2,000. There are one more plan which is also dedicated to only big money investors called 'plan 3', which offers 3% daily return for 120 calender days where the minimum is $2,001 and maximum allowed upto $30,000. Take a look at the picture below to get a visual understanding on the plans offered by TaflexTrust,

There is no such strategy to play with these kind of structured daily paying plan because here your daily return will be based on your deposited amount range. And also since there is no emergency withdrawl facilities available, you are bound to play for the designated investment term. So just use your common sense and choose wisely before investing your money.


Security, Script & Support :
TaflexTrust administration have arranged a very satisfactory and all industry-standard security systems for their website, which contains a DDos protected dedicated server from Dragonaranet and also a positive SSL certificate has been installed from COMODO to maximizing data transmission security. Their domain name is registered for only one year which will expire on 16th September, 2011. Click here to view the complete whois record. The script seems customized one because the user menu is somewhat different than other industry-standard scripts. However, navigating around is extremely easy with the script. The contents are also original but the program is missing a good "FAQ" section. It can be more better and informative that what they are having right now. TaflexTrust offers a very nice support service through email and also through phone and fax. The details can be found on their support page.

Payment processor & Affiliate program :
TaflexTrust offers a very limited choice of payment processors like only Liberty Reserve and PerfectMoney. Here I got a little disappointment because the majority of big investors prefer processors like AlertPay or similar like that where verification is must. I really hope that admin will add one of this kind very soon which might boost the confidence of investors. They are also offering a very lucrative three-level referral commission where you will earn 4% from your direct referrals. From the other two level your earning will be 2% and 0.5% respectively. But here free members cannot earn from their affiliate program like other programs. To earn from it you need to have an active investment with them.

Conclusion :
Overall, TaflexTrust seems like a normal program where early birds can make some good profit I think. The program is having enough potential to become another big name but since the present trend of 'long term' programs are not good, I will request my readers to choose wisely before investing and remember the golden rule of playing HYIP, that never invest anything which you cannot afford to loose.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
TG Forum
MSF Forum

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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SeaBoardHolding.com Review

Hello everyone, it seems like another busy time for my blog. This week I have enlisted some more program in my monitoring page and today I am going to introduce a very nice looking program which I have enlisted in my "Elegant listing" just in 1st October. It is a long term, 'daily' and 'bi-weekly' paying program claiming to be a registered company in Seychelles. However, at the first look it will surely make you feel interested to take further look at it. The name of the program is "SeaBoardHolding.com". We will discuss about their business operations later in this review but for now, I want to take a closer look at their investment plans which I think is low yet quite reasonable.

Investment plans & Strategy :
SeaBoardHolding is offering total two investment plans to the investors right at the moment. One is 'daily paying' and another one is 'Bi-weekly' paying and there is no sub segment is present for those plans. I will recommend my reader to invest only in their 'daily paying' plan which is known as "REIT Daily", and it offers 0.30% to 0.50% variable return for each calender days. This plan will be the most suitable plan for the small investors because of it's lower minimum deposit of $10 and maximum allowed upto $25,000 to invest in this plan. Now the question arises that, when will your investment expire. Well, your investment will expire automatically when you will received 160% on your investment by summing up the daily interest. There are some rules which is common for all the plans of SeaBoardHolding.

• Minimum withdrawable amount is $1.
• No principle return after the term expires. It is included in your interest.
  
• For daily plan, you can see your first interest earned after 5 calender days after deposit. And then you will receive daily interest for 7 days a week.
• For bi-weekly plan, your investment term will start after 10 days after funding your account.
  

SeaBoardHolding offers one more plan known as "REIT bi-weekly", which is solely dedicated to big money investor as the minimum allowed is $1,000 and maximum allowed upto $75,000 to invest here. As the name suggest, the interest payment will be bi-weekly, means you will receive only two payments each month. The interest will be added in your account at 15th and 30th of each month. Here you will earn variable return from 8% upto 15% bi-weekly on your investment. This plan will also automatically expire only you reach 200% from your investment. However, you won't get back the principle amount after the term expires, as it is already included in your interest payment.

Security,Scripting & Designing :
Well, in terms of security, SeaBoardHolding administration will get full marks on my score sheet as they have arranged all the industry standard security for their website. It is being hosted on a DDos protected dedicated server provided by KoDDos which is already a big name in specialized hosting providers. A positive SSL certificate from COMODO has also been installed in the system to maximize the data transmission security. Their domain name is registered for two years and will expire on 17th June, 2012. Click here to view the complete whois record. The website is built using a neversay latest version script but, the script is heavily customized which gave it a complete unique & professional look. The contents of the website are few but original. Their FAQ page can be better than existing one I feel. However, everyone should remember that server statistics and good design doesn't always guarantee the return of your investment. So don't judge any program just by it's design and security.

E-Currency & Affiliate program :
SeaBoardHolding accepts some really good choice of payment processors like AlertPay, Liberty Reserve, PerfectMoney and SolidTrustPay. They are also accepting Bank Wire deposits, and the best part is that, you can do it from your account itself. They are also offering a very nice 3-level referral program where you will earn 3% from your direct downline, from 2nd level referrals your earning will be 1% and 0.50% from 3rd level referrals.

Conclusion :
The vibrant design of SeaBoardHolding website will certainly make you feel interested to take a closer look at them, and I must say that it is worth of a look. The returns are low but sustainable too. With this rate of interest it is possible to run for a long long time. I am sure that SeaBoardHolding is having all the potential to become another giant program of HYIP industry. However, at this first place they need to prove them by making payments in time and running their operations smoothly. But before investing always remember the golden rule of playing HYIP, that never invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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EarnPlaza.com Review

This program is not paying anymore. New investment is not recommended.

Hello friends, I hope you all had a great weekend. Today I am writing the second review of this October month which will introduce a new program called "EarnPlaza.com". It is a very nice looking Short term program which might become a good choice for investors for the time being. The program is not just new and already paying for over 14 days at the time of this publication. Running for 14 days for a program like this one certainly means, many investors have already received their payment twice and already in profit, specially those who have invested here at the first day of launching. However, First I will discuss the investment plans offering by EarnPlaza.

Investment plans & Strategy :
EarnPlaza offers total three simple 'paid at expiry' type of investment plans to the investors, where you will get back the money after the term expires. Their first plan is having the investment term of 5 calender days where the profit is 10% along with your principle amount, means total 110% return after 5 calender days. You just need $10 to start enjoying the benefit and maximum allowed is $1,000 in this plan. I will recommend this plan most, because of it's shorter term. Because from my previous experiences, I found shorter term plans are always comes with less risk for these 'paid at expiry' type of plans. However, it's just my very own suggestion, you are free to look at the other plans also as they are also bringing you good profit but with a bit more risk.

The second plan offering by EarnPlaza is having a investment period of 10 calender days. It offers total return of 130% on your investment. The minimum is just $20 to start with and maximum deposit allowed is $2,000 to join in this plan.

EarnPlaza is offering one more plan which is having investment period of 15 calender days and it will give you a massive 60% pure profit along with your deposited amount. Which means, this plan offers total 160% return after 15 calender days. The minimum allowed is just $50 and maximum allowed upto $3,000 in join in this plan. Take a look at those pictures below to get a visual understanding on all three plans. Here I need to let you know that EarnPlaza doesn't support 'instant withdrawl', all requests will be processed manually which can take upto maximum 24 hours.






Security, Scripting & Designing :
In these all three above mentioned criteria, I must admit that EarnPlaza administration have done a really good job. Their website is secured by the DDos protected dedicated server of Staminus communications aka DDosWiz. Also a positive SSL certificate has been installed in the server which maximizes the data transaction security. The domain name is registered for just one year, which will expire on 6th September, 2011. Click here to view the complete whois record. Apart from the security, the contents of the website is also original, but the "HELP" section is about average and mostly loaded with default answers. The design of the website is superb and it will surely make you feel interested to take a closer look at the website. It is built using a recent version of licensed 'GoldCoders' script with some customization. However, at the same time everyone should remember that, don't judge any program just by it's server statistics and design. It doesn't have any relation with the return of your investment.

E-currency & Affiliate program :
EarnPlaza offering a limited choice of e-currencies like Liberty Reserve, PerfectMoney and most surprisingly AlertPay. It's really good to see AlertPay again as a payment gateway for short term programs. EarnPlaza can also accept Credit card and Bank Wire deposit, as written in their FAQ page. But you need to send a support mail to get the payment details. EarnPlaza also offers a whooping 10% referral commission as weekly special offer. I think admin will lower the referral commission if the program have to sustain for atleast a reasonable time. Free members can also be benefited from their affiliate program, so just make an account and start spreading your link.

Conclusion :
At a glance, EarnPlaza seems like a good HYIP game for the time being. As early birds are already in profit, so I think it's high time if you want to make some profit out of it. But it's really hard to predict about the lifetime of any program since HYIP is a very liquid industry. So choose wisely and always remember the golden rule of playing HYIP, that never invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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PremiumGain.com Review

Thsi program is not paying anymore. New investment is not recommended.

Hello all friends and readers, it's another busy time of my blog with so many programs added in my list last week. Today I am going to introduce a very new program called "PremiumGain.com" which I have enlisted in my 'Diamond listing' recently. It is a short term, high ROI program those who are running for only 5 days at the time of this publication. The website is very nicely designed and having instant withdrawl facility.However, we will discuss about it's potential later in this review but for now I want to discuss about their investment plans here.

Investment plans & Strategy :
PremiumGain is offering total three basic plans to the investors and each plan is having four segments based on your deposited amount. The shortest term available is just one calender day where you can make minimum 106% upto 128%. Just take a look at the picture below to get the clear understanding on their first plan,

In this picture, you will see the plan which I will recommend my readers most. Because the term is just one calender days and shorter terms always comes with less risk than longer terms. Here your return will be based on your deposit range and will be calculated as per the chart beside. Means if you deposit any amount between $10 to $750, you will get back 6% profit along with the principle amount. If your deposit exceeds $750 then you will get back 10% profit along with the initial amount just after one calender day. In their next plan PremiumGain offers a bit higher rate of interest for 5 days of term in the same structured way just like the previous plan. Take a look at the picture below for the details of this 5 days plan,

This picture represents the 5 days plan of PremiumGain. Here the division of deposit range is just the same as previous plan but with better returns. For $10 - $750 deposit in this 5 days plan, your profit will be 35% along with your principle amount, means total 135% return in 5 days. And as the deposit range rises, your return will also rise upto 175% as mentioned in the chart beside.

PremiumGain is also offering one more plan to the investors which is having the period of 10 calender days which offers the maximum return among all other plans of PremiumGain. The picture below will explain everything related to this plan.

This is the structure of their 10 days plan which offers a very high returns on your investment. I will not recommend my reader to invest in this plan because the risk factor is really high. Only invest in this plan if you have some free money to play with, or else you can split up your money in three parts and invest in all three types of plans. It will atleast lower your percentage of loss if the program ran away before the term is over. However, try to avoid this 10 days plan and invest in other plans offering by PremiumGain.

Security & Script :
PremiumGain administration have arranged an average security system for the website which contains a DDos protected dedicated server from one of the pioneer of the specialized hosting, Black Lotus communications. But there is no SSL certificate installed in their system. However, the provision is there, so I would love to see a positive SSL certificate in very near future. Their domain name is registered for just one year and will expire on 19th September, 2011. Click here to view the complete whois record. PremiumGain website is built using a licensed GoldCoders script which is one of the most popular script in the industry nowadays. However, you always remember that, server statistics doesn't have any connection with the longevity of any program, so never judge any program by it's hosting or SSL certificate.

E-currency & Affiliate program :
PremiumGain accepts only two major e-currencies like Liberty Reserve and PerfectMoney as payment gateway. The referral commission they are offering is very low, which is just 1%. It is a bit unexpected to me because 1% is very low for a high ROI program like PremiumGain. However, you don't have to be an active member to earn from their affiliate program. Just create an account start spreading your link.

Conclusion :
At a glance, PremiumGain seems like another HYIP game where early birds can surely be in profit in very short time. The program is just 5 days old at the time of this publication, so it's good time invest here for a shorter term. All the withdrawls will be processed either instantly or within 6 hours maximum as written in their FAQ page. So for now, PremiumGain might become another hotspot for investors those who like to play short term HYIP game. But before investing, always remember the golden rule of playing HYIP, that never invest anything which you cannot afford to loose.

What others are saying :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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