HYIP.net [Review]

This program is not paying anymore. No new investment is recommended.

Hello friends, It's now mid summer in INDIA and getting scorched by the tremendous heat and also power cut is a regular case in my state. So having a bit tough time and not being able to manage much time for becoming online. However, I am trying my mobile to come online and keeping you guys updated. Today I am going to introduce a new program which have just started 12 days ago at the time of writing this review but their domain name is registered in 2002. The name of the program is "HYIP.net". It is a short term program with both 'daily paying' and 'paid at expiry' kind of plans. First we will start discussing their investment plans in details. They are offering total three simple plans but before moving onto the details of the plans, let me talk about a common rule of their plans. very surprisingly, the minimum deposit is just same for all three plans. You can try all three plans with just $10 and maximum allowed is $20,000.

The only daily paying plan of HYIP.net offers 4% daily return for 30 business days(5 days/week). So from this plan you will earn total 120% return just by summing up the daily profits. Since there is no return of initial amount, your total profit from this plan will be 20% in 30 trading days. I recommend this plan only because my strategy of lowering the loss gets the most priority for me and this strategy only works with daily paying plans if available. Because in a 'paid at expiry' kind of plan, if the program stopped paying before your investment matures, you will loose 100% of your investment. But if you invest in daily paying plan and after some days if the program stopped paying, you will be able to recover some of your money instead of running in loss of 100%. So this is the only recommended plan for this program.

However, HYIP.net is also offering two another 'paid at expiry' kind of plans. One of them offers 115% return after 15 business days(20 calender days) and the other one is offering 140% return after 30 business days(40 calender days). The minimum is same as $10 to join in those plans. I am not going to any further details of these plan because they are not recommended to invest.

The website is attractive and designed very well. They are using a licensed GoldCoder script which is the most popular script and known as secured in HYIP industry. You can check their license by clicking HERE. The contents of the homepage is original and claiming to be operated in Forex market with our money. The quality of the FAQ page is above average. The security of the website is tough enough to run the business smoothly. The website is being hosted on DDos protected dedicated server provided by DDosWiz aka Staminus Communications. They are also having a positive ssl certificate installed in their system to ensure the maximum data security. And as I previously told that their domain name is registered in 2002 and will expire on 10th April,2013. Click here to view the complete whois record. However, you should remember that server start are only useful for website and data transaction security, it doesn't guarantee the return of your investment. So don't judge any program by only it's hosting.

HYIP.net is offering a choice of very least number of e currency. Only Liberty Reserve and PerfectMoney is accepted. Very surprisingly, I am not being able to found any information about their affiliate program. Not even in their FAQ page. So I think they are not offering any affiliate commission. But in this case I might be wrong also. However, if they are having any affiliate commission system then it's must be written in the website itself, unless I think it is a very serious mistake. Ovarall HYIP.net seems like an average program where investors can make a nice profit out from it if their timing is right.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.


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VaultInvestment.com [Review]

Hello friends, Today I am going to introduce a very old program to my readers those who are already paying for over 320 days in most of the listed monitors. It is a well known program called "VaultInvestment.com". It is a low returning, long term program with daily, weekly and monthly paying plans. First we will start this review with the plan details that VaultInvestment is offering to the clients. But before moving onto the details of return I want to let you guys know about some common features of their investment plan. Firstly, you will get back your initially deposited amount after the term ends for every plan and secondly, if you want to withdraw your initial amount before the term ends, you certainly can, but there will be a deduction of 50% from your deposited amount will take place.

The first plan they are offering is known as "Daily Income", it is basically a test plan with a very limited deposit range suitable for small investors. The minimum is just $10 and maximum is allowed upto $99. This plan offers 1.2% daily return for 30 business days. So you will get back 36% return on your investment just by summing up the daily interest. And you will also get back your initially deposited amount after the 30 days term ends so the total return from this plan will be 136%.

Their second plan is known as "Weekly Income" and it offers 7% weekly return for 10 weeks. You can see that your account is getting 1.4% daily return but you will be able to withdraw your daily interest only in weekly basis. The minimum to join this plan is $100 and maximum allowed is upto $999. From this plan your total profit will be 70% just by accumulating the weekly payments and after getting back your initially deposited amount you total return will be 170% from this weekly plan.

Their third plan is known as "Monthly Income" and it offers 32% monthly return for 7 months of investment term. Here, you can see your 1.6% interest in daily basis on your account but you can withdraw those interest in monthly basis. So from this plan your total profit will be 224% just by summing up the monthly interests, and after getting back the initial amount your total return will be 324% from this monthly paying plan. However to get that much monthly profit you have to invest minimum $1,000 and maximum allowed upto $9,999.

VaultInvestment offers one more monthly paying plan which is known as "Luxurious Income" and it offers 36% monthly return for 9 months of investment term. However this plan is only for big money investors since the minimum deposit is $10,000 to join in this plan and maximum allowed is $99,999. I am not going to any further details of this last plan because I think the minimum deposit is too high to afford.

Now lets discuss about some other important sectors like website and website security. The website is designed very professionally and the contents of the website is original. They are having some interesting pages about their company and their portfolio and also having a detailed FAQ page. If you want to take a look, here are the links,
FAQ
About Us
Press & Media

The security of the website is very good. It isbeing hosted on a DDos protected dedicated server provided by Iweb Technologies. An positive SSL certificate has also been installed in the system to secure the data transaction. To view the complete whois record Click Here. However you should also remember that these server stats are only for website security, these doesn't guarantee the return of your investment.

VaultInvestment is having a very limited choices of accepted e currency, only Liberty Reserve and PerfectMoney. Their affiliate program is very lucrative and it offers 5% from referrals deposited amount and you don't need to be an active member to earn from affiliate program of VaultInvestment. Ovarall VaultInvestment is seems like a good program those who are already paying for a long time now. But before investing always remember the golden rule of HYIP that, never invest anything that you cannot afford to loose.

What others are saying :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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IncomeNonStop.com [Review]

Hello friends, today I am going to introduce an old program already paying for over 280 days in some monitors that means they are paying for more than 9 months now. The name of the program is IncomeNonStop.com. At a glance, it is a low ROI, long term program with state-of-the-art security. But we will start with the investment plans as it is the most important factor of any program's sustainability. IncomeNonStop offers total 4 investment plans to the investors. Their first plan is known as "Standard" and it is the most recommended plan among all other plans because of it's shorter term. This plan offers o.9% return for 30 business days(5 days/week). As per the rate of interest you will earn total 27% return just by summing up your daily interest. And after the term ends, you will get back your initially deposited amount. So then your total return from the plan will be 127%. The minimum is just $30 and maximum is $99 to join in this plan.

Now let me explain why I am recommending this plan. I am recommending this plan only because of it's shorter term, Since HYIP is a very liquid industry and no one can guarantee anything about the return of your investment, so it's better to invest the money for shorter term in these kind of Long term, low ROI hyip. But however, the deposit limit in standard plan is small for some people, So they can also try their 2nd plan which is known as "Silver" and it offers 1.2% daily return for 60 business days(5 days/week). The minimum is $100 and maximum allowed is upto $999. From this plan your total profit will be 72% just by summing up the daily interest you will get. And like previous plan you will get back your initial deposit after the term ends so your total return from this plan will be 172% in 60 business days.

Their third plan is known as "Gold" and it offers 1.5% daily return for 90 business days. The plan is for big money investors only because to get this interest rate you have to deposit minimum $1000. They are also offering another plan which is being called "Platinum" and it offers 1.8% daily return for 120 business days. The minimum is just too much high, which is $10,000. So without going onto any further details I just want to let you know that like all other plans you will also get back your initially deposited amount in these last two plans.

Lets move to another important sector like website security. However, you should also remember that website security doesn't guarantee the return of your investment. The website is being hosted on a DDos protected dedicated server provided by Dragonara Alliance which is one of the best and costly in DDos protected hosting. Very surprisingly their domain name is created on 2005 and will expire on 30th September,2012. But no SSL cart has been found on the system. Click here to view the complete whois record.

The website is designed in a very professional way with original contents and their HELP page is also written in a very descriptive way, which you may found here. But now I want to say about some mistakes of website like it's investment plan details. In the homepage you will find the correct information. But whenever you will click on details of the plans you will see the bad mistake. Click this page, you can see the details of Standard plan which is completely wrong. I think admin should be more careful because this kind of mistakes shows the less serious activity and creates a negative impressions about the program itself.

IncomeNonStop accepts a very least number of e currency like only Liberty Reserve and PerfectMoney. They are also offering a nice affiliate commission which is 4% and you don't need to have an active deposit to earn from affiliate program. Ovarall IncomeNonStop looks like a normal program with all the potential to become one of the industry leader as they are already paying for so many days.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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PtvPartner updates

Hello friends, today morning I received an email from the admin of PTV Partner. Instead of using my own words, I am just copying the entire mail here,

PTV Private Partner

Many by now know we are fed up with the world of HYIP.

Naysayers, Hackers, DDOS Attackers.

Fanaticism, Faithfulness, Faithlessness.

Enough is Enough.

We are going to remove ourselves from this arena and work with the Members we have.

Currently our membership is close to 13,000 accounts. Since we advocate Privacy and Anonymity, Security and Freedom, we don’t actually know how many members that translates too. Nor do we really care at this moment. What we do care about is ensuring the success of our program and the members who support it.

Over the course of the next week we will catch up and solve all the major accounting issues. Over the following week will solve the remainder of any issues. The third, and possibly fourth, week we will evolve the website to perform in a private environment. Look for things, at that time, like a Member Only accessible website, a Signup page that requires a referral link. There will be a NDA and CA agreement required to register as a private member. Those that are not interested in staying with us at that time will no longer be able to invest and will be required to withdraw all funds as they mature.

With all the adversity we have endured, that you have endured, when we go, or move, to a Private Status, we will no longer work or advertise to bring in new members. New Members will be accepted only by Referral. No, that does not mean we will be paying out referral fees again. What it means is, If our membership has someone that wants to be a part of our program, then that member will have to make a personal reference for the newcomer.

You may only refer those members YOU feel are a good fit for our program, and those members you personally are willing to give your assurance of. With this policy we will somewhat eliminate the members who are less welcomed. There will be an increase in new member account minimum deposit and investment levels. We will be eliminating the 10 and 25 and 45% plans.

Once we move to Private, we will be requiring members to provide the information as to which accounts they have that are associated with them. In other words you will be required to link all your accounts. We have considered the fact that many members do indeed have several accounts. We will be allowing a maximum number of accounts, per household, or IP, of 4. This is important, since there will be a reduction in maximum participation levels.

When we move to Private, after the consolidation and or association of accounts, we will be purging the system of all accounts that are not considered activated. By activated we mean any account that has zero financial activity or…is devoid of balances (referral hounds, ex-members and monitors no longer with us). We need a way to more accurately determine the whole of our membership. Inactive accounts are useless to anyone, so they will be eliminated.

Current Status.

We will shortly be paying out another huge amount of withdraw requests. All Withdraws should be caught up over the next couple of days.

All accounts should be at ONLY a 4 day delay. All Investments should have matured properly and been updated to your withdraw balance. All missing deposits should now be credited to your Investment account.

The Gallery should once again be accessible. The forum will be accessible again soon.

Maximum number of withdraws allowed per account per day is now 1. There is no limit on the dollar amount.

We are renewed in our vigor to provide this program. We are excited about the future and the environment a Private organization will bring. This is surely the best move we could have made. We appreciate the patience and support of our membership. We look forward to what the future holds for PTV and its Private Partners.

Meeting scheduled for 4/21 at 3AM GMT or 10PM CDT

The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!
Start the Experience … join PTVPartner to … Free your Life!!!

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CorporateInv.net [Review] and Industry updates

This program is not paying anymore. No new investment is recommended.

Hello friends, today I am going to introduce a new program, just launched 15th April,2010, just 4 days ago. It is a short term, high ROI hyip with "paid at expiry" kind of plan. At it's first look, it seems like a normal program to be very frank. However if your timing is right, you can make some nice income from it. We will start this review with the investment plans they are offering.
CorporateInv is offering total four investment plans to the investors. All of them is paying only at expiry of the term. Now first, I will talk about the recommended plan for this program. The plan with the shortest term is the best plan to invest for these kind of plans because it's always better to risk your money for minimum possible days. The name of their first plan is "Trial" and it offers 110% return after 3 calender days. For me it is the safest plan so I decided to invest in this plan than all other plans that CorporateInv offers. The minimum to join in this plan is just $10. so this trial plan offers you a nice 10% profit from your investment in 3 calender days.

Their 2nd plan is known as "Standart" but I think the name should be "Standard" but the designer might have made the mistake. Anyway, this plan offers 125% return after 5 calender days. The minimum is just $10 to invest in this plan.

Their third plan is known as "Expert" and it offers 145% return after 10 days where 45% is the pure profit on your investment. The minimum to join is just $25.

The last plan CorporateInv offers is "V.I.P" and it offers 300% return after 20 days. However these last two plans are not recommended as my previous experience is not good with these kind of plans and honestly 300% return is just next to impossible in any business and not at all sustainable. So I will suggest you not to invest for a longer term with higher return among these "paid at expiry" kind of plan as most of times it goes to a failed investment. I am really very sorry if it's sounds negative.

The security of the website is excellent. The script they are using is a licensed script of GC which is known as one of the most advanced and secured script. The website is being hosted on a DDos protected dedicated server provided by Staminus Communications aka KoDDos. An ssl cart has also been installed in the system to maximize the security of the data transaction. Their domain name is registered for two years and will expire on 4th June,2012. Click here to view the complete whois record.

CorporateInv accepts a very least number of payment processors like only Liberty Reserve and PerfectMoney. I think admin should have add some processor as it will increase the amount of investment. They are offering a nice referral commission which is 3% and you don't need have any active deposit to earn from their affiliate program. Ovarall CorporateInv looks like a normal program with all essential security system to run it smoothly. And investors can make out some nice profits from it iff only their timing is right.

What others are saying :
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Industry Updates :
Todays first update is about ManorTrust.com (Reviewed here). Just before sometimes I received a mail from admin regarding a DDos attack.

I am reporting on a DDOS attack against Manor Trust's website. Our server management team says our domain is being attacked right now. It is currently being filtered and the domain should be accessible shortly. There is good news to this. It means we are quite a popular website. We appreciate all of our investors and have our server team handling the DDOS attack.


Sincerely,
Manor Trust Management

Todays 2nd update is about PTV Partner. after several hours of downtime they finally came back and started paying. As I have received some payments very recently. However, this is the mail I received from admin,

Site is Back Up!!!

After several hours down we have restored the site and will continue moving forward.

We will re-establish the re-deposit links probably by Monday or sooner.

The auto-reinvest feature will also be working soon.

Look for the forum in a few hours.

The Gold Opp. is almost full. And will close soon, probably within 24 to 72 hours.

We apologize for the downtime.

Today's payment :
Today I received payment from these following programs,
OnlineInvestmentFund, OneDailyPro, EuroNanoInvest, Forge-Income and CorporateInv itself.


Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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BritishFinanceGroup.com [Review]

Hello friends, I am back again after a short break and today I am going to introduce a new program launched on just 4 days ago at the time of this review. It is a nice looking, mid term program with "paid at expiry" kind of plan. The name of the program is "British Finance Group". First I will start with the plan details because as you guys know that, returns of any HYIP decides it's lifetime. Before moving on to the details of each plan, I want to let you know about some common features of investment plans. All the interests and principal amount are payable only at the end of the term altogether. These kind of plans are being called "Paid at expiry" and BFG (British finance group) offers total four plans of this kind.

The first plan is known as "General Income" and it offers 110% return after 10 calender days. I personally recommend this plan than all other plan of BFG because of it's shorter term than other plans. Because my strategy of lowering the loss only works with the shortest term for "paid at expiry" type of plans since there is no daily payments. The minimum is just $10 and maximum allowed is $1,000 to join in this plan. For an $100 deposit, the total return will be $110 after 10 days where $10 is the profit.

The other three plans are almost the same with the first plan but with higher minimum deposit and higher ROI with longer term.Their 2nd plan is known as "Standard Income" and it offers 125% return after 20 calender days. The minimum is $50 and maximum allowed upto $10,000 to join in this plan. Now here I am feeling curious to know about the ROI on the basis of days just to know the plan deeper and it will also help us to analyze the sustainability factor of the plan.
(25% profit / 20 days) = 1.25% daily profit.


BFG's third plan is known as "advanced Income" and it offers 150% return after 30 calender days. The minimum is $100 and maximum allowed upto $20,000 to join in this plan.
For this plan if we again calculate the daily return, then the result will be,
(50% profit / 30 days) = 1.66% daily return.
However you won't get any daily return of any of these plans and as I previously said you will get the interest and principal only after the term expires.

The last plan of BFG is being called "Enterprise Income" and it offers 190% return after 40 calender days. The minimum is $500 and maximum allowed is $50,000 to join in this plan. However, I do not recommend this plan even if you have the minimum amount to spend because it's better to risk your money for 10 days than 40 days. And also in my previous experiences with HYIP industry I found it safe to invest for 10 days rather than 40 days with these kind of plans. So without going to any further details for this plan we will move to another important sector like website security.

The security system arranged for the website is pretty good but not exceptional. The website is being hosted on a DDos protected dedicated server provided by Staminus Communications which became a big name recently and have shown good performance in this sector. An ssl cart has been installed in the system for maximum security for data transaction. However, you should also remember that this server stats doesn't guarantee the return of your investment. So never judge any program by only with it's server stats and hosting. Their domain name is registered for two years and will expire on 11th January,2012. Click here to view complete whois record.

The contents of the website is original and also having a detailed "FAQ" page. The website is claiming that they are registered in British Virgin Islands. But personally I don't believe it because there's no way of verifying it. BFG accepts all major e currency like Liberty reserve, PerfectMoney, SolidTrustPay, StrictPay and GlobalDigitalPay. BFG is also offering us a very nice features like Currency Exchange with a minimal rate. Now this is one unique factor which is a bit rare, because very least numbered programs offer us currency exchange but only limited to LR, PM and GDP exchange. You cannot exchange SP or STP funds. However, this is very good add on business which can help this program to become more stable by it's earnings. But like before, no one can guarantee the return of your investment since HYIP is very liquid market and you can make profits from it only if your timing is right. Ovarall BFG is looking like a good program with all potential to become a industry leader, but for now they have to create a reputation by paying in timely manner.

What others are saying :
MMG Forum
MEF Forum
DTM Forum
MSF Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.


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PTV Partner SCAM warning

Hello friends, I think we all are going to have either a good time or a bad time very soon because one of the biggest hyip "PTV Partner" has stopped paying from last couple of days and continuously giving excuses of having script errors and not having enough e currency available to fulfill member's withdrawl request. Well, there are two possibilities, PTV admin might be right and as per his words PTV will start paying very soon but my experience says most of the big programs giving such kind of excuses before shutting down. But I might be wrong also and PTV admin might start paying as soon as possible, but honestly in all previous cases similar like this one has turned down and proved themselves as a scam. So I think it's only a matter of time to get to the truth and till that time new investments is not recommended to Ptvpartner.com.

Another one factor is their script errors. The main problem is, this error have increased the time of expiring the active investment. This might be a trick also to slow down the number of payment requests. Because people won't be able to request withdrawl during this period. After viewing the present situation of PTV, my heart says they will certainly come back and start paying it's investors, but my experience says, this is the end. So just hope for the best and don't invest anymore in PTV Partner until the situation changes.


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Forge-Income.com [Review] and SCAM report

This program is not paying anymore. No new investment is recommended.

Hello friends, Today I am going to add one more name in my Low ROI, daily paying HYIP's list, which is known as "Forge-Income.com". The website is designed in a very professional way with full of original contents which will make you feel interested to take a closer look at the program. But however, as we all know that the investment plans of any program plays the main role behind it's sustainability, we will start the review with the investment plans 'Forge-Income' offers.

Before moving onto the details of the returns I want to let you know about some common rules of their investment plans which is static for all the plans offered by Forge Income. The term of the investment plans are just the same, which is 150 calender days, and also for every plan you will get back the initial deposit after the term expires. They are currently offering total five plans to the investors. The first plan is known as "Starting" and it offers 1.2% daily interest for 150 calender days. The minimum is $35 and maximum allowed upto $300 to get into this plan. Now all the other five plans are almost the same but just with better rate of interest for bigger deposit size accordingly. So it will be better if I can place it on a chart format and present to you guys for better understanding.

Starting Plan : -
Minimum : $35
Maximum : $300
Daily return : 1.2%
Term : 150 calender days

Initial Plan : -
Minimum : $301
Maximum : $1,000
Daily return : 1.6%
Term : 150 calender days

Basic Plan : -
Minimum : $1,001
Maximum : $3,000
Daily return : 2%
Term : 150 calender days

Professional Plan : -
Minimum : $3,001
Maximum : $15,000
Daily return : 2.4%
Term : 150 calender days

Investor Plan : -
Minimum : $15,001
Maximum : $50,000
Daily return : 2.8%
Term : 150 calender days

Here in this above mentioned list you can see that the ROI depends on your deposit size, The bigger the deposit, the better the ROI. Now let me take an instance of the first plan called "Starting Plan" to calculate some factors. The reason for taking this plan into this calculation, just for it's low minimum deposit, because this is affordable to the most of the investors.

Profitability calculation :
(1.2% daily x 150 days) + principal back = 180% + principal back = 280%
this calculation shows that you will get back 180% of your investment just by summing up the daily interest for 150 calender days. And after getting back the principal amount your total return from this plan will be 280%.

Now lets move to some technical details of the website. The website is designed very professionally and it makes me take a closer look at it. The contents are original and the "FAQ" page is written in simple yet descriptive way. Forge-Income also having their own forum, which you can view HERE, however the forum is not working yet, but it will open for all very soon as written on the website. The website is being hosted on a DDos protected dedicated server provided by Root Esolutions. A positive SSL cart has also been installed in the system provided by one of the renowned provided 'Thawte Consulting Cc Company'. Their domain name is registered for 5 years which is a very professional step indeed and it will expire on 20th December,2015. Forge-Income is also having a mail contact information written on the website which is,
"C. 47 Y Aquilino De La Guardia, Urb. Marbella, Panama City, Panama (Hsbc Bank)68419"
Now here I want to remind all of you as I always do, that do not rely on any program judging by it's server stats and hosting. Since it doesn't guarantee the return of your investment.

Forge-Income accepts only two payment processors which is Liberty Reserve and PerfectMoney. I was wondering why admin only choose to have this least amount of payment processors because more e currency means more business. They are offering a very lucrative referral commission of 7% and you don't need to be an investor to earn from affiliate program. Ovarall Forge-Income looks like a good program and I wish they will stay here for a real long time.

What other are saying :
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SCAM Report :
Today I am going to publish a scam report based on one my reader's report as he requested me to publish this report in my blog. He is complaining about two programs, which are possiblefunds.com and prosperitywallet.com. He sent us two screenshots of having pending withdrawl request with these two programs. Those websites are still running so don't make a mistake to invest in these programs.

PossibleFunds.com screenshot :
http://img718.imageshack.us/img718/5966/wwwpossiblefundscommemb.png

ProsperityWallet.com screenshot :
http://img694.imageshack.us/img694/6039/wwwprosperitywalletcoma.png

So, investing in these funds are strictly not recommended.

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Alpha-Money.com [Review]

Hello friends, if you take a closer look then you will find that from last couple of weeks we are having a new wave of long term daily/weekly paying programs. Most of them are good looking and having enormous security arranged for the website. Well, today I am going to enlist one more name in the race which is, Alpha-Money.com. It is a nice looking program with lots of good features, customized scripts and moreover it's returns are really reasonable. Returns of the plans sometime plays the biggest role behind any programs sustainability. So we will start the review with the investment plans Alpha Money offers.

Now, first we need to understand the structure for better understanding of the plans. They are having two divisions in their investment plan. You can choose to have low daily return with return of principal amount after the term ends, or you can also choose higher daily return with no principal back after the term expires. There is also another rule, The bigger money you invest, the bigger return you will get. The return is based on your deposit size and it can vary from minimum 1% to maximum 7% daily. Now I think it's better to post a picture instead of giving a theoretical explanation of the investment plans.

First we will see the picture of the most profitable and recommended plan where you won't get back your principal amount after the term ends. I am recommending it because as per my strategy of lowering the percentage of loss satisfies this segment of their investment plans. Better daily ROI shorten the time of getting back atleast first 100% from the investment.




















As you can see in this above picture that your daily return depends on the deposite size and it's going bigger as per the deposit increases. Now in this plan for $100 deposit you will get back 2.5% return for 90 business days(5 days/week). So lets calculate that how much time will take to get back at least the first 100% just by summing up the daily interest.
(100% / 2.5%) = 40 business days


Now lets take a look at the other segment of their investment plans where you will get back the initial deposit after term ends and also with low daily return. I am not recommending this plan because in this plan it will take much longer time to get back the first 100% from your investment. And since HYIP is a very liquid industry, there's no guarantee of anything. So the primary target should be getting back the first 100%, atleast for me as per my strategy of lowering the percentage of loss.



















Now for the same deposit of $100 you will get back 1% daily return for 100 business days. This way it will take 100 days to get back the first 100% from your investment and then after the term expires you will get back the principal amount. But as I previously said, I think it's always better to get back the first 100% in 40 days than waiting for 100 days.

Now lets take a look at their scripts. It is heavily customizable and I am not being able to find any match with the other industry standards scripts. They are also having some very professional security features with the script like transaction code. When even you are going to add a new account or a deposit or make any change to account data, a numeric transaction code will be sent to your designated mail address and you have put that code to get the work done. This is a very very good and professional feature which you can only see in some electronic payment processors. The navigation of the website is extremely easy and visually pleasing. Another new feature I found is their auto withdraw systems. If you set this Auto Withdraw in 100% then your daily interest will be send to your payment processor automatically without having to request them manually. I am really impressed after seeing these good features and also the script navigation itself. The security is very tight and the website is being hosted on a DDos protected dedicated server provided by Dragonara.net which is simply the industry best and the costliest of them all. The website is also having positive SSL certificate installed and if you want to see the credentials of it then click HERE. So you can see that the best security for HYIP business is also available with the Alpha Money. But you have to keep in mind that, good server starts and best DDos protection doesn't guarantee the return of your investment. But these security features and customized script costs a lot, so these are like status symbols for any HYIP programs which makes the difference from general cheap programs.

Alpha Money accepts all major e currency like Liberty Reserve, PerfectMoney, AlertPay, SolidTrustPay, StrictPay, GlobalDigitalPay and most significantly the Bank Wire transfers. If you want to know about the Alpha Money and also want to see their certificates then please click HERE. But however I personally don't believe that pictures since it can be easily made by some image editing softwares like Photoshop. So do not judge any program just by seeing their certificates as it can't guarantee the return of your investment. Now after all those good features I must say the one thing which I found is not satisfied, is their verification. This is not mandatory and also I think the verification page is still under processing since clicking in "verify" link is redirecting the settings page. But the thing is that there is a probation of verification and previously we came through some programs where they stopped paying to unverified customers or asking documents for verification and then collapsed. So this is the only feature I don't like among all those good features. However this verification process is not mandatory for now.

Ovarall Alpha-Money looks like an interesting new program with tight website security and reasonable returns. I really hope they will stay here for long long time and will give us a safe place for investment.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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ManorTrust.com [Review]

This program is not paying anymore. No new investment is recommended.

Hello friends, it's Avik again to keep you updated about HYIP industry. Today I am going to introduce a new program which have started it's online operation just 6 days ago and also claiming to be established in 2002 by it's president Timothy Alexander. The website looks superb as other 'neversayscript' websites. They are also claiming to be operated in Stocks and real estate business.
However, we will start this review with their investment plans. ManorTrust is a low ROI, daily paying, long term hyip. They are currently offering two fairly simple plans to the investors. Their first plans names similar to the program name "Manor Trust" and it offers 2.4% daily return for 70 calender days. The minimum to invest is just $10 and maximum allowed upto $9,999. In this plan you will get back total 168% just by summing up the daily interests, and you will also get back your initial deposit after the term ends. So after getting back your initial amount your total return from this plan will be 268%, that means if you have $100 investment with this plan then you will get back $268 after getting back your initial deposit. Now if we want to know that how long it will take to get back atleast 100% from this plan by summing up the daily interests, the answer will be 42 days. If manortrust will run for 42 days then early birds will not run in loss as the program have potential to become a good choice for investors.

Now lets take a look at their second investment plan which is known as "Chairman's Circle" and it offers 2.8% daily return for 70 calender days. I am not going into any calculation because the minimum deposit is just too much for the investors which is $10,000.

Now lets take a look at another important sector called security. Here I must admit that the website is secured heavily by the powerful dedicated DDos protection provided by BlackLotus which is one of the industry leader in DDos protected specialized hosting. The website is also having SSL cart installed in their system for maximum security of data transaction. But the domain name is registered for just one year and will expire on 27th February, 2011. Here I want to remind you guys once again that DDos protected hosting and SSl cart is only used for security of data. It doesn't guarantee the return of your investment. So if you think of joining any program just by judging it's server starts then you are wrong. I am writing this because some of my readers asked me about it. I am really sorry if it sounds negative.

ManorTrust accepts only two e currency right at the moment which are Liberty Reserve and PerfectMoney. But there are possibilities to add some processors very soon as we can see in the website it self. They are also offering a very nice referral commission which is 5% and you don't need to have active deposits with them to earn from affiliate program.

ManorTrust is having an company profile page which you can check HERE if you are curious to do so. The "FAQ" is not very descriptive and using default answers. I really think the website should have needed some extra attention while making it. Ovar all Manor Trust looks like a normal program with no special characteristics and they have to prove their sustainability by paying for a long time first.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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OnlineInvestmentFund.com [Review]

Hello friends, It's again seems a busy week for my blog and today I am going to introduce a new low ROI, long term investment program, being called as Online Investment Fund. After an wave of short term programs, now I got one low ROI program to review. First we will start with the investment plans of OIF (OnlineInvestmentFund). But before moving to the details of profits I want to clarify the division of the investment plans and the structures of it. OIF offers two basic type of plans, First one is daily paying and second one is weekly paying. Each type of plans are having three subtypes in it which decides the daily return based on your investment size. Don't get confused, it's too simple, let me describe it.

Their 'Daily paying' plan is officially known as "Alternative Growth Fund". It offers 1.7% to 2.3% daily interest for 100 business days based on the deposit size. Now this plan is having three sub plans, but don't worry, you don't need to select anything while making a deposit. Just select the plan and the system will automatically choose your investment level based on your deposit. Here I am making a chart, so that you guys can understand easily.

Alternative Growth Fund(100 business days) :
Normal :
Minimum - $10
Maximum - $999
Daily return - 1.7%

Premium :
Minimum - $1,000
Maximum - $9,999
Daily return - 2.0%

VIP :
Minimum - $10,000
Maximum - no limit
Daily return - 2.3%

From this above chart you can easily understand that, If you invest $20 - $999 then your investment level will be 'normal' and you will get 1.7% daily return for 100 business days, and if you invest $1,000 - $9,999 then you invest level will be 'Premium' and you will get 2% daily interest. Now lets do some profitability calculations on this plan based on an imaginary deposit of $100. For this deposit your investment level will be 'normal' and your daily interest will be 1.7%, so for $100 deposit your daily return will be $1.70. And the total return from this plan will be $170 by summing up the daily returns. The principal is included in your daily profits so you wont get back your initial deposit after the 100 days term ends. So now you can easily understand that the earning possibility varies from minimum 170% upto 230% from this daily paying "Alternative Growth Fund".

Now, as I told you previously they are also having an Weekly plan which is officially known as "Diamond Investment Fund" and it is also having the similar kind of structure like previous daily paying plan. As you are already known to this system, I am just posting it in a chart format without going into any further details of it.

Diamond Investment Funds(for 20 weeks) :
Normal :
Minimum - $2,000
Weekly return - 10%

Premium :
Minimum - $10,000
Weekly return - 12%

VIP :
Minimum - $50,000
Weekly return - 14%

This weekly paying plan has a term of 20 weeks and you will be paid weekly. And as the previous plan your initial deposit is included in your weekly interest. So you won't get back your principal amount after the 20 weeks term ends.

Now lets come to the website security. The website is being hosted on a DDos protected dedicated server provided by BlackLotus which is one of the industry leader in DDos protected hosting. The domain name is registered in 2009 and will expire on 8th September,2012. They are also having a certificate of incorporation, which can be find HERE. If you are curious then you can certainly take a look into it but to be very frank I personally don't believe this certificates since it can be made very easily by using softwares like photoshop, and there's no way to verify it. But the website contains a very use full thing, which is a prospectus of the program. The prospectus is very professionally made and very descriptive. I think you should take a look into it, Click here. Another thing I must admit that I found a Memorandum which seems like a legal document and also looks like a scanned copy. If you are curious to know about it then click here. It is a pdf file and almost 12mb in size. So it might take a little longer to open. But I must say this is something new in HYIP industry and I've never seen this kind of document attached to any program. I don't have the power to verify it but seems impressive.

OnlineInvestFund accepts five major e currencies like Liberty Reserve, PerfectMoney, SolidTrustPay, AlertPay and StrictPay. They are also offering a very lucrative referral commission, which is 5% and you don't need to have any active deposit to earn from referral program. Ovarall it seems like a normal program with potential to become a good program. I wish they will stay here for long to satisfy it's investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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WealthyFunds.com [Review]

This program is not paying anymore. No new investment is recommended.

Hello friends, Today I am going to introduce a new program called WealthyFunds. I saw that some of my readers really like short term HYIP games, so they might feel interested about this new program. The website is looking superb, Designed in a very colorful and professional way. The program is very new and launched on 5th April, almost 4 days old at the time of writing the review. First we will talk about their investment plans as it is the most important criteria behind any HYIP.

WealthyFund offers total four investment plans right at the moment. They are having two types of plans like 'paid at expiry' and 'daily paying'. The first plan is known as "Introduction plan" and it offers 110% return after 3 calender days. The minimum to join is just $5 and maximum allowed upto $1,000. The principal amount is included in the return, so the profit is 10% in 3 days from this plan. This is a 'paid at expiry' kind of plan so your interest will be added after the 3 days term and then only you will be able to withdraw them.

Their second plan is also a 'paid at expiry' kind of plan and is known as "Standard plan". It offers 125% return after 7 calender days. The minimum is just $10 and maximum is $1,000 to join in this plan. So the total profit is 25% in 7 days.

WelthyFund also offers another two plans to the investors which are 'paid at expiry' kind of plans. The first plan on this segment is known as "Advanced Plan" and it offers 10% daily return for 14 calender days. For an imaginary deposit of $100 your daily return will be $10 and after 14 days your total return will be $140 by summing up your daily returns where 40% is the pure profit. You will be needing just $20 to join in this plan and maximum is allowed is $1,000 same like other plans.

Their last plan is known as "VIP Promo plan" and it offers 5% daily return for 20 calender days. Now it's a bit different plan from all other plans because in this plan you will get back the principal amount after the 20 days term ends in addition to the daily profits. In this plan you will earn 100% of your initial deposit by summing up daily 5% interest for 20 days and then you will get back your principal amount. So the total return from this plan will be 200% after receiving the principal amount back. This plan is the most lucrative plan among all other plans offered by wealthyFunds but for me it is the most risky plan also. Because the daily return is low among all other plans of WealthyFund and since short term HYIP game is risky so it's better not to engage your money for longer time when you are having choice of shorter terms. That's my strategy of playing Short term HYIP games. The minimum is $50 and maximum is $1,000 to join in this plan.

Now lets take a closer look at the website's security. I must admit that admin have arranged a very tight security for the site. The site is being hosted on a DDos protected dedicated server provided by Koddos. They are also having SSl cart installed in thie system for maximum security of data transfers. I am not sure about the provider of the SSL certificate but in whois search I found that this certificate will expire in 9140 days from the date of buying. That's really amazing but you also keep in mind that these server statistics doesn't guarantee the return of your investment. it has no connections with your investment and it's returns. So don't rely on any program based on it's server stats. Their domain name is registered for only one year and will expire on 4th April,2011. The website is having an well described "FAQ" page. They are also having a very nice payment proof section where you can found image payment proofs, if you are curious about it then you can check it HERE.

WealthyFund accepts 4 major e currencies like Liberty Reserve, PerfectMoney, AlertPay and StrictPay. One good thing I found about this program is that, they are offering instant payments for LR, PM and AP upto $500. Bigger amount than $500 will be paid manually within 12 hours.
WealthyFunds is a very new program, and since our previous experience was not all time good with short term programs, I think WealthyFunds will have to prove themselves by paying for a long time. I really hope wealthyFunds will stay for for a quite long time will soon become a hot spot for short term investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Peter Newmann Investment Club [LYIP Review]

Hello friends, After a big breakdown of HYIP Industry from last couple of weeks, it seems like investors are looking for a change and tired of unrealistic returns. So I think it's time for something new and something serious. Although I know that no one can guarantee anything about an online investment program, however, an LYIP(low yield investment program) is certainly more stable than an HYIP(high yield investment program) because of their realistic returns. Today I am going to introduce a new LYIP "Peter Newmann Investment Club" aka "pniclub.com". Now lets come it's main reason of being called an LYIP, is their realistic returns. But before moving on to the details of their investment plans I want to let you guys know that 'pniclub' only accepts Demand Draft, Bank Wire and Checks for investing. You won't be able to use any popular e currency like LR or PM in 'pniclub'.

Now lets take a look at the investment plans. They are offering three type of accounts presently. First we will discuss about their "Savings account". The specialty of their savings account is that there is no holding period for your funds, that means you can withdraw your invested initial amount anytime. The minimum to join is $500 and offering 2.5% to 3.5% monthly returns payable at the end of every month. You might say that the return is too low, but dear friends, this is for what they are being called an LYIP. The returns are absolutely realistic and certainly not like any HYIP's returns. From this savings account you can earn minimum 30% and maximum 42% in one year. But since there is no holding period I think this is the most safer plan for investors, You can get back your principle amount anytime you like.

Now lets move to their next account which is known as "Forex account". As the name suggests your investment will be used in forex industry just like any other managed forex account. The minimum amount to deposit is little higher than savings account which is $1,000. This account offers monthly return from 4.5% upto 6.75% depending on funds performance. The interests will be paid at the end of each month. Now this account is having a holding period of 90 days. You can withdraw your initial amount only after 90 calender days. So in this plan you can earn minimum 54% and maximum 81% return in one year.

Now lets move to their last investment plan offering, it is known as "Private Fund". This account is the most lucrative account offered by pniclub but also with higher minimum deposit. It offers 7.50% - 11.50% variable interest rate per month. The minimum amount to join in this plan is $3,500. The 90 days holding is also applies to this plan. You will only be able to withdraw your initial deposit after 90 calender days.

Now, after reviewing these all three plans I must admit that I am really impressed with their realistic returns. However those who are comfortable in investing "short term hyip" they might not like the plans and their returns and also their accepted e currencies. Because most of the HYIP investors use popular e currency to invest and withdraw. So I think if pniclub start accepting some of the popular e currency then many investors will have the chance to invest in their funds. But on the other side, this thing makes pniclub different and unique from others.

Since pniclub uses checks and bank wire for investment, there are some fees associated with it. To know the details of their fees please visit HERE. Now let me discuss one more thing which makes pniclub far different from others, is that you can apply for any account through postal mail. They are offering these following services through postal mails,
Application Form
Transfer On Death Registration Form
Wire Request Form
Address Change Form
Peter Newmann Investment Club Brochure

Just click on those links to get the forms in pdf format. Just make a print out and fill up the form and send the form to those following addresses.

International Customers :
Claraplatz, Untere Rebgasse 7-1
Postfach 84, 4005 Basel
Switzerland
Telephone/Fax: +41 22-518-0235

US/Canadian Customers :
26 Fox Hunt Drive, #271
Bear, DE 19701
United States
Telephone/Fax: +1 (877) 778-6983

Some people might feel curious to know about the company, for those just visit their "About us" page. PniClub website is being hosted on a DDos protected dedicated server provided by Serverorigin.com and also using 128-bit SSL certificate for secure data transaction provided by Network Solutions. To view the credentials click here. Their domain name has been registered in 2008 and will expire on 6th June,2013. Now along with all these good details about one program I also want you guys to remind one thing, that these details doesn't guarantee the return of your investment. But PniClub seems really nice and professional to me and I really hope it will soon become the hotspot for serious investors those who are making a living out the online investment industry.

Now I want to share some interesting discussions I found on internet about pniclub, I think those discussions will help you to get more insight view of pniclub,
PrivateHyips Forum
Ereleases.com
ROI Club Forum
TalkGold Forum

Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.


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WhiteFund.com [Review]

Hello friends, after surviving some big losses in recent times, I am back again to introduce a low ROI, long term program to you guys, the program is not very new as they are already paying for 35 days and still going bigger. The program is known as WhiteFund.com. As the name suggests the website is designed on white colors and also designed very well. But anyway, we will first discuss about their investment plans because good design doesn't always mean good program. The returns of the plans is the main priority since it decides the sustainability of the program.

WhiteFund is offering total three investment plans to the investors. They are having one common rule for all three plans, that you will get back your principal amount after the term ends for all three plans. Their first plan is known as "Short term portfolio" and it offers 1.5% fixed return for 30 business days(5 days/week). Now what makes this plan special to me, is their investment terms. Engaging your money for 30 days is far more secure than engaging it for 60 or 180 days. The minimum deposit is $20 and maximum allowed is $2,000. Now lets take a look what profitability calculator says,
(1.5% daily x 30 days) + Principal return = 45% + Principal return = 145% total return.
as you can see that, you will earn 45% by summing up daily profits for 30 business days and after getting your initial amount back your total return is coming up to 145%.

their 2nd investment plan is known as "Medium term portfolio" and it offers 1.9% fixed profit for 60 business days(5 days/week). The minimum allowed is $100 and maximum is $10,000.
(1.9% daily x 60 days) + Principal return = 114% + Principal return = 214% total return.

Their last investment plan is known as "Long term portfolio" and it offers 2.2% fixed profit for 180 business days(5 days/week). This plan is really for big money investors because the minimum allowed is $1,000 and maximum is $50,000.
(2.2% daily x 180 days) + Principal return = 396% + Principal return = 496% total return.

WhiteFund is claiming that they operate in forex industry to make profits and also claiming that, they are providing managed forex fund for private individuals from 2003. They are also having a page regarding their funds and their performances. If you are curious to know about that, you may click here to get the full information from the website itself. They are also having a very well described "FAQ" page. WhiteFund have arranged a very tight security for their website, starting with a DDos protected dedicated server provided by BlackLotus and also positive SSL certificate. BlackLotus is a trusted name in DDos protected hosting and can guarantee maximum safety from hackers, however you might also remind that, this DDos protection doesn't guarantee the return of your investment.

As I previously said the website is very professionally designed and the contents of the website is also original. You might feel interested to know more about the WhiteFund team, if so then please visit here. WhiteFund is also offering some promotional offers to the investors like 10% deposit bonus for "Short term portfolio" and 11% deposit bonus for "Medium term portfolio". You can find those promotions at the left side of the home page under "current promotions". Ovarall WhiteFund is looking like a good program with so much potentials in it, but they have earn trust by paying members in timely manner. They are having all the materials of become the next big thing but yet to be proved.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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