Hello friends, It's again seems a busy week for my blog and today I am going to introduce a new low ROI, long term investment program, being called as Online Investment Fund. After an wave of short term programs, now I got one low ROI program to review. First we will start with the investment plans of OIF (OnlineInvestmentFund). But before moving to the details of profits I want to clarify the division of the investment plans and the structures of it. OIF offers two basic type of plans, First one is daily paying and second one is weekly paying. Each type of plans are having three subtypes in it which decides the daily return based on your investment size. Don't get confused, it's too simple, let me describe it.
Their 'Daily paying' plan is officially known as "Alternative Growth Fund". It offers 1.7% to 2.3% daily interest for 100 business days based on the deposit size. Now this plan is having three sub plans, but don't worry, you don't need to select anything while making a deposit. Just select the plan and the system will automatically choose your investment level based on your deposit. Here I am making a chart, so that you guys can understand easily.
Alternative Growth Fund(100 business days) :
Normal :
Minimum - $10
Maximum - $999
Daily return - 1.7%
Premium :
Minimum - $1,000
Maximum - $9,999
Daily return - 2.0%
VIP :
Minimum - $10,000
Maximum - no limit
Daily return - 2.3%
From this above chart you can easily understand that, If you invest $20 - $999 then your investment level will be 'normal' and you will get 1.7% daily return for 100 business days, and if you invest $1,000 - $9,999 then you invest level will be 'Premium' and you will get 2% daily interest. Now lets do some profitability calculations on this plan based on an imaginary deposit of $100. For this deposit your investment level will be 'normal' and your daily interest will be 1.7%, so for $100 deposit your daily return will be $1.70. And the total return from this plan will be $170 by summing up the daily returns. The principal is included in your daily profits so you wont get back your initial deposit after the 100 days term ends. So now you can easily understand that the earning possibility varies from minimum 170% upto 230% from this daily paying "Alternative Growth Fund".
Now, as I told you previously they are also having an Weekly plan which is officially known as "Diamond Investment Fund" and it is also having the similar kind of structure like previous daily paying plan. As you are already known to this system, I am just posting it in a chart format without going into any further details of it.
Diamond Investment Funds(for 20 weeks) :
Normal :
Minimum - $2,000
Weekly return - 10%
Premium :
Minimum - $10,000
Weekly return - 12%
VIP :
Minimum - $50,000
Weekly return - 14%
This weekly paying plan has a term of 20 weeks and you will be paid weekly. And as the previous plan your initial deposit is included in your weekly interest. So you won't get back your principal amount after the 20 weeks term ends.
Now lets come to the website security. The website is being hosted on a DDos protected dedicated server provided by BlackLotus which is one of the industry leader in DDos protected hosting. The domain name is registered in 2009 and will expire on 8th September,2012. They are also having a certificate of incorporation, which can be find HERE. If you are curious then you can certainly take a look into it but to be very frank I personally don't believe this certificates since it can be made very easily by using softwares like photoshop, and there's no way to verify it. But the website contains a very use full thing, which is a prospectus of the program. The prospectus is very professionally made and very descriptive. I think you should take a look into it, Click here. Another thing I must admit that I found a Memorandum which seems like a legal document and also looks like a scanned copy. If you are curious to know about it then click here. It is a pdf file and almost 12mb in size. So it might take a little longer to open. But I must say this is something new in HYIP industry and I've never seen this kind of document attached to any program. I don't have the power to verify it but seems impressive.
OnlineInvestFund accepts five major e currencies like Liberty Reserve, PerfectMoney, SolidTrustPay, AlertPay and StrictPay. They are also offering a very lucrative referral commission, which is 5% and you don't need to have any active deposit to earn from referral program. Ovarall it seems like a normal program with potential to become a good program. I wish they will stay here for long to satisfy it's investors.
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.
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