Investment plans :
IncomeLadder offers total four investment plans right at the moment. Each plan share some common rules which you need to keep in mind,
- Payment 7 days per week.
- Advance cancellation of investment is allowed, but with penalty.
- A percentage of principal returned after expiry.
- Compounding not allowed.
The second plan of IncomeLadder is known as "Ladder 2" and it offers 1.50% return for 90 calender days. The minimum required to join is $201 and maximum allowed up to $2,000 per investment. For this plan, you will get back 80% of your investment after the expiry. If you cancel your investment before term expires, 40% will be deducted as penalty and 60% will be returned to you. From the daily interest you will get back 135% from your investment, and after getting back the 80% of principal, your total return from this plan will be (135% + 80%) = 215% where the profit is 115% in 90 days.
The third plan of IncomeLadder is designed for big money investors only where the minimum will be required is $2,001 and maximum allowed up to $5,000. The plan is known as "Ladder 3" and it offers 1.7% daily return for 150 calender days. Upon expiry 78% of principal amount will be returned to you and if you cancel your investment before the term expires, 42% will deducted as penalty and the rest 58% will be returned to you. This plan will give you total return of 333% where the pure profit is 233% in 150 days.
The last and fourth plan of IncomeLadder is known as "Ladder 4" and it offers 2% daily return for 300 calender days. The minimum required to join is $5,001 and maximum allowed up to 100,000. Upon expiry 70% of principal amount will be returned to you. And if you cancel before the term expires, 50% will be returned to you.
Well, the plans are seems reasonable and I welcome the idea of withdrawing the principal anytime. But I feel the fees are really high which will make anyone to think ten times before cancel their investment. However, to cancel your existing investment, you need to send support mail and administration will do it manually.
Security, Script and Support :
The security of IncomeLadder website is really impressive which contains a DDos protected dedicated server from BlackLotus and also a positive SSL certificate from COMODO. Their domain name is registered for 3 years and will expire on 22nd December,2013. Click here to view the complete whois record.
The website is built using a customized script which certainly shows the seriousness of administration towards the program and it is also designed very professionally. The website contents are original and the "FAQ" page is loaded with point-to-point information.
Their support service contains live chat support along with the traditional mail ticket system. Their office address is written in the "Support" page, but I will request me readers not to judge any program just by it's address or it's certificate. These kind of claims cannot be verified so it's better not to keep in mind while making decisions about investment.
E-Currency and Affiliate program :
Despite of other good features of IncomeLadder, the choice of E-currency is limited to only Liberty Reserve and PerfectMoney. I expected to see some more payment processors where verification is needed while creating the account like AlertPay. I think people will feel more comfortable if administration decides to add AP as a payment gateway.
IncomeLadder also offers a nice 5% affiliate commission to the members. Free members can also earn from their affiliate program.
Conclusion :
IncomeLadder.net seems like a promising HYIP game to me. Chances are really good that early birds like me can make out some good profits from it. The website clearly shows the strong determination of administration to become another hotspot of investment. I really wish the program will run for a longer time than I am expecting now. I feel IncomeLadder is worth trying but before investing always use your own intuition and remember the golden rule of HYIP, that never invest anything which you cannot afford to loose.
What others are saying :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.
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