Investment Plans :
At present INQ offers total 6 investment plans in two basic segments. The first segment is known as "Regular plans" and it's divided into four sub-segments. But before moving on to the details of each plan, lets take a look at some features which is common for all six plans of two segments.
- Payment 7 days per week.
- Principal will be returned at expiry for all plans.
- Advance termination of deposit is allowed. No fees will be deducted for that but payment processing will take up to 9 calender days/7 business days.
The next plan of this same segment is known as "Tier 2" and it offers 0.9% daily return fro the same 90 calender days. But here the minimum deposit will be required is $501 and there is no upper limit of deposit. You will earn 81% return just by summing up the daily interest and after getting back the principal amount, your total return from this plan will be 181% in 90 calender days.
This "Advance Tier 1" plan offers 0.9% daily return just same as before, but for the term of 180 calender days. The minimum required to join is $25 and maximum allowed up to $500. You will earn 162% profit just from the daily interest and after getting back the principal amount, you total return from this plan will be 262% in 180 calender days.
The last plan of the Regular plans segment is known as "Advance Tier 2" plan. It offers 1% daily return for 180 calender days. The minimum amount required is $501 and there is no upper limit of investment. This plan will give you 180% pure profit and total return of 280% including your principal amount.
The next segment of plan is known as "Secured Investment plans" and this segment is having some very unique features to talk about. The first and most important feature is their physical agreement form and post-dated check which you will receive through post. Every investor will receive these items through regular/UPS post reachable within 5-14 days. And also you have to send them back the agreement form duly signed with your photo/address verification documents. For more details kindly refer to their "FAQ" page, which is clearly described over there. Only AlertPay and Bank Wire deposit is accepted to join in this plan, Liberty Reserve will only be used for "Regular" segment along with these two.
The first plan of this segment is known as "Tier 1" where the minimum deposit required is $500 and there is no upper limit of investment. The daily profit will be 0.50% for the deposit term of 90 calender days. The principal amount will be returned after the deposit term expires, and it will give you total return of 145% on your invested amount in 90 calender days.
The next and last plan of "Secured" segment is known as 'Tier 2', and it is offering 0.60% daily return for 180 calender days. The minimum amount required is $500 and there is no maximum limit for investment. Principal will be returned after the term expires and this plan will give you total return of 164.80% in 180 calender days.
As the "Secure Investment" segment is offering physical agreement and post-dated check, there are some fees involved with it, which you need to aware about. The regular shipping costs $25 and it will take 7-14 days time. For express shipping the cost will be $75 which will ship within 5 days to you. And these fees will be deducted from your interest earnings. If you want to terminate your investment before it expires, you need to send those documents back to release your deposit.
So these are the six plans offering by INQ to the investors. I found them reasonable and sustainable because low returns always prevents excessive money flow from the program admin, which certainly can make the program stronger to run for long time. However, the lifetime of any program always depends on the designated program admin, so don't take my words as concrete and always use your own intuition before investing.
Security, Script and Support :
The security system is average which contains a dedicated server from a hosting provider of Singapore and a positive SSL certificate from COMODO. I am unsure of their hosting whether it is DDos protected or not because I really found nothing while ding my regular research on it. The domain name is registered for one year only and will expire on 24th December,2011. Click here to view the complete whois record. The script is a licensed GoldCoders script and the website is designed in a very normal way. But when I had a talk with admin regarding this issue, he told me that they are on the process of making a complete customized script and new designs soon. Well I expect it to become true because I think INQ is having more potential that what it's look like. The support services are very good as it contains Phone and live chat support along with the traditional mail ticket system. The details of their address is written over their homepage along with the phone numbers.
E-Currency and Affiliate program :
INQ accepts Liberty Reserve, AlertPay and Bank Wire deposits. And the very good thing is that, you can use Bank Wire feature directly from your account dashboard. No support mail needed to get the details of their bank accounts as it is clearly written on the website with account name, number and swift code. This is a very great approach very rarely seen in this industry and these feature certainly set them apart from the crowd. INQ is also offering a nice referral commission of 5% and free members can also earn from their affiliate program.
Conclusion :
Overall, INQ Investments seems like a very promising program to me. Because I have seen very few programs like INQ as far as my knowledge is concerned. For other programs, you always have to contact the admin to get the bank details to invest using Bank Wire. But here in INQ, everything is open to public and it can be verified easily. I am going to send them a letter to the designated with the questions an interview to be published in my blog and admin have agreed to it. So I think INQ is different from others and will stay here for a real long time. I will publish the interview along with the screenshots of the actual letter. Since HYIP industry is booming again after the black december days, I hope INQ Investment will lead the way towards a golden opportunity for online investors.
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.
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